2Sep
End of the Year Insurance Checklist

End of the Year Insurance Checklist

As we get closer and closer to the end of the year, it is time to set plans for the future in motion. We assess our health insurance on an annual basis and should be doing the same when it comes to our homeowner's insurance. Today, we will go over...Read More

14Aug
Make Sure Your Home Insurance Has You Covered If These Issues Occur

Make Sure Your Home Insurance Has You Covered If These Issues Occur

A homeowner's insurance policy is a product that covers losses and damages to a person's residence. It usually also takes care of furnishings,  assets, and exterior structures. Still, though, the jargon used in policies can be complex, to say...Read More

7Aug
The Effects Of Coronavirus On Your Homeowners Insurance

The Effects Of Coronavirus On Your Homeowners Insurance

When it comes to making sure that everything in our life is up to date and organized, we need to focus some attention on the basics. With the coronavirus pandemic, it has been difficult for some people to keep up with things...Read More

4Aug
A Homeowners Insurance Policy Should Cover More Than Just A Home

A Homeowners Insurance Policy Should Cover More Than Just A Home

Most people buy homeowners insurance to protect their investments, and who can blame them? Houses are expensive, and they often cost purchasers hundreds of thousands of dollars. The last thing anyone wants to do is to spend that kind of money only...Read More

23Jul
Hail And The Effects On Your Home

Hail And The Effects On Your Home

As heat builds up in the earth’s atmosphere and energies begin swirling around, the summertime creates the perfect environment for pop-up hail storms. Hail storms are a common summer occurrence across the United States, and it’s one of...Read More

22Jul
When Do You Need Specialty Dwelling Insurance?

When Do You Need Specialty Dwelling Insurance?

Getting insurance for a home is always a good idea, even if it’s not legally required. However, there are some instances when getting the traditional type of insurance you expect for a residence may not be feasible or, in some cases, not even...Read More

20Jul
4 Ways To Decrease Your Home Insurance Rates

4 Ways To Decrease Your Home Insurance Rates

If you’re thinking of buying a home, one of the safest things you can do for yourself, even if it’s not legally required, is to get home insurance. Anyone who’s not paying for a home in cash needs to look into it anyway, as most...Read More

14Jul
The Challenges Of Finding High-Risk Homeowners Insurance

The Challenges Of Finding High-Risk Homeowners Insurance

Getting homeowners insurance can be a tricky process to navigate, especially if you are in the high-risk category and find it difficult to pin down affordable policies. Not even the biggest home insurance companies in the industry can extend...Read More

14Jul
Four Ways To Reduce The Risk Of Flood Damage To Your Home

Four Ways To Reduce The Risk Of Flood Damage To Your Home

Flooding is a major cause of concern for homeowners. Whether it’s from storms or a burst pipe, flooding can cause significant damage to your property. The average cost nationwide for flood damage is $3.5-7 per square foot for your home. This...Read More

6Jul
Keeping A Safe Home And Family Through The Summer

Keeping A Safe Home And Family Through The Summer

Having homeowners insurance is an important way to keep your home safe if a disaster does occur. While no family wants to find themselves in a catastrophic incident, these disasters do happen. With the right homeowners' insurance, you know...Read More

3Jul
Recent Events Reveal Why It Is So Important To Have Homeowners Insurance

Recent Events Reveal Why It Is So Important To Have Homeowners Insurance

People with mortgages must keep continual homeowners' insurance coverage on their homes. If they don’t, they may breach the contract that they have with the lender. Then, the bank could foreclose on the property. The majority of folks don't...Read More

1Jul
Homeowners Insurance: The Dos And Don’ts

Homeowners Insurance: The Dos And Don’ts

Getting homeowners insurance may be a challenge, especially if it’s your first time getting a policy. Researching and understanding what you should and shouldn’t do is essential if you want to make the right decision. When looking for...Read More

23Jun
6 Tips To Find The Right Homeowners Insurance Coverage

6 Tips To Find The Right Homeowners Insurance Coverage

When buying homeowners' insurance, it is only right to research your options beforehand. However, that doesn’t mean you will be able to cover everything. Even the most conscientious property owners can focus too much on getting the best deal...Read More

22Jun
How Much Homeowners Insurance Coverage Should You Get?

How Much Homeowners Insurance Coverage Should You Get?

A house is one of the biggest investments you can ever make in your life, and just like any other investment, protecting it should be a priority. One way to do so is by getting homeowners insurance. Read on to discover some of the things your...Read More

19Jun
4 Factors To Consider With Your Home Insurance

4 Factors To Consider With Your Home Insurance

Home insurance is always a good idea to get, even if it’s not legally required to buy a home. You’ll still need it if you plan to apply for a mortgage since banks want to see that you’re reducing their risk. But in general, home...Read More

16Jun
What Is “Loss Of Use” Coverage On My Homeowners Insurance Policy?

What Is “Loss Of Use” Coverage On My Homeowners Insurance Policy?

When you are shopping for a homeowners’ insurance policy, it’s important that you understand all the coverages on your policy. Unfortunately, a lot of the different coverages use very specific language to the industry. So it’s hard...Read More

12Jun
Homeowners Insurance 101 For New Homeowners

Homeowners Insurance 101 For New Homeowners

The day has finally arrived. You have the keys and are a proud new homeowner. The most important purchase you need to make after buying your house is to purchase home insurance to protect your home and property. Every homeowner needs protection...Read More

5Jun
Do You Need To Get Homeowners Insurance For Your Outbuildings?

Do You Need To Get Homeowners Insurance For Your Outbuildings?

When we purchase homeowner’s insurance, we often assume that our entire property is covered. However, this is not always the case on certain policies. One thing that is often excluded is outbuildings. Whether you have a shed, a detached...Read More

2Jun
4 Home Types That Mean Insurance Complication

4 Home Types That Mean Insurance Complication

The decision to buy a home is, for many Americans, a huge one. For the majority of us, this is the biggest investment of our lives, so there needs to be careful consideration put into this investment. One of the best things you can do is get home...Read More

1Jun
4 Myths About Home Insurance

4 Myths About Home Insurance

While getting home insurance for your residence may not be legally required to buy a home, it can still be a significant hurdle to overcome in home purchasing. Banks issuing mortgages, for example, want to see that you’re appropriately...Read More

25May
If These Scenarios Arise, Homeowners Will Be Happy That They Have Homeowners' Insurance

If These Scenarios Arise, Homeowners Will Be Happy That They Have Homeowners' Insurance

Homes are not like people. They don't get sick and couldn’t go to a doctor even if they were. However, these sturdy and robust structures can sustain damages that require repairs now and again. For instance, if a heavy rainstorm stalls over...Read More

22May
People Can Avoid Having To File A Homeowners' Insurance Claim With These Tips

People Can Avoid Having To File A Homeowners' Insurance Claim With These Tips

Sure, homeowners' insurance is great for people who want to protect their houses. The policies pay so much money to policyholders after natural disasters and emergencies to recoup their losses. Still, though, that doesn't always mean that persons...Read More

20May
4 Tips For Better Home Insurance Coverage

4 Tips For Better Home Insurance Coverage

Many people may be extremely grateful during the COVID-19 pandemic to be homeowners. While some people may have concerns about making rent, if they don’t own a property, homeowners have many more options. Aside from the standard mortgage, some...Read More

18May
3 Things You May Want Additional Coverage For

3 Things You May Want Additional Coverage For

The COVID-19 virus has sent many people to their homes for weeks or even months at a time. If you’re fortunate enough to be a homeowner at this time, you’re probably grateful for the “extra room to maneuver” that not being a...Read More

14May
Why You Shouldn’t Worry: Addressing the Two Most Common Concerns About Home Insurance

Why You Shouldn’t Worry: Addressing the Two Most Common Concerns About Home Insurance

No matter how careful we are or how safe we feel in our current environment, we can always be at risk. Insurance matters, and nowadays we need it more than ever for ourselves, our loved ones, and our homes. With insurance, we can easily protect our...Read More

11May
How To Find The Right Home Insurance Policy

How To Find The Right Home Insurance Policy

Your home is an investment, so it’s only right that you protect it. One way to do that is to get a homeowners' insurance policy. Homeowners insurance can provide you with peace of mind. The question is: how do you find the right...Read More

24Apr
The Importance Of Homeowners Insurance

The Importance Of Homeowners Insurance

Your home is one of the biggest investments you will make in your lifetime. It is more than just a place to live and protect your family—it is also a major financial aspect of your future. As such, it’s important to keep it safe always....Read More

22Apr
What Are The Different Types Of Homeowners Insurance

What Are The Different Types Of Homeowners Insurance

You probably think that you only need homeowners insurance if you own a duplex or a bungalow, but that misconception has cost hundreds of homeowners a lot of money. If you own a house, you should insure it. There are 8 types of homeowners insurance,...Read More

17Apr
The Best Way to Handle Home Insurance Claims Following a Storm

The Best Way to Handle Home Insurance Claims Following a Storm

If you have a major disaster that prompted you to file a home insurance claim, then it is essential to know what steps to follow. Following the right steps and knowing the best way to handle home insurance claims following a storm can mean faster...Read More

15Apr
How To Make A Home Inventory List For Your Homeowners Insurance

How To Make A Home Inventory List For Your Homeowners Insurance

Homeowners insurance is financial protection to protect your dwelling as well as the valuables inside. Every homeowner should have some form of insurance, however, determining what coverage you need can be a bit tricky. One of the best ways to make...Read More

13Apr
Protecting Yourself Against Property Liability

Protecting Yourself Against Property Liability

For owners of any type of property, protecting yourself against liability is important. Homeowners insurance helps to protect homeowners against property liability, by covering damages should an individual suffer an injury on your property. Without...Read More

10Apr
Homeowners Insurance Protects After Burglary

Homeowners Insurance Protects After Burglary

Burglary can leave homeowners feeling vulnerable, afraid, and violated. Your home should be your sanctuary, the place you feel most relaxed and at ease. A burglary takes away that feeling of ease and leaves individuals feeling as if nowhere is safe....Read More

8Apr
When It Comes To Homeowners Insurance Everything Begins With A Quote

When It Comes To Homeowners Insurance Everything Begins With A Quote

Some people are required to have homeowners' insurance. For instance, if a person buys a home with a mortgage, the coverage is a prerequisite of the lender. While it is an extra expense, nobody can really blame institutions for taking the measure....Read More

1Apr
3 Questions To Ask Before Buying Homeowners Insurance

3 Questions To Ask Before Buying Homeowners Insurance

Buying a new home for you and your family to live in is a very crucial investment, not just because of how expensive it is, but for what the house represents. It’s not only a provision of shelter for you and your loved ones but a symbol of...Read More

27Mar
How Much Homeowners Insurance Should I Buy

How Much Homeowners Insurance Should I Buy

Owning your own home is the American dream. In today’s world that is an accomplishment with rising costs of housing. It will be the greatest investment you will ever make. So Your first priority is to make sure you have enough insurance. The...Read More

23Mar
4 Factors That Affect Insurance For Older Homes

4 Factors That Affect Insurance For Older Homes

While it’s true that you aren’t legally required to get home insurance if you want to buy a home, that’s only feasible if you’re paying in cash. If you need to take out a mortgage, the lender will require that you have home...Read More

18Mar
How To Get The Perfect Homeowners Insurance Policy

How To Get The Perfect Homeowners Insurance Policy

Did you know that one out of every 20 insured homes ends up filing a claim each year? While many of these claims are related to break-ins or vandalism, many others may be caused by natural disasters or other issues that occur. A good homeowner's...Read More

16Mar
Finding The Right Home Insurance Policy

Finding The Right Home Insurance Policy

Your home is your biggest investment. It’s your refuge from the world, and your place to escape from things and relax. But it’s hard to relax while you’re at home if you’re uncertain about the future. That’s why a good...Read More

12Mar
A Closer Look At Home Insurance

A Closer Look At Home Insurance

Few things will be as important in your life as your home. Whether you are buying your very first home or your fifth, it’s a major investment, and it will be important that you protect it just as it protects you. That’s where homeowners...Read More

11Mar
Theres More Than One Type Of Home Insurance

Theres More Than One Type Of Home Insurance

For many Americans, buying a home may be the single most expensive purchase they’ll make in their lifetime. It’s not just an investment, it’s the place where you live, maybe even where you raise your family, and so it has value far...Read More

9Mar
The 3 Things Home Insurance Protects

The 3 Things Home Insurance Protects

Home insurance provides much peace of mind for people looking to buy a property. Technically, it’ not legally required to own a home, but if you’re not buying your home with cash on hand, most money lenders like banks will require a...Read More

4Mar
What Does Homeowners Insurance Cover And Not Cover

What Does Homeowners Insurance Cover And Not Cover

For many in the United States, homeowners insurance is simply a necessary part of buying a home you plan to finance. Most mortgage lenders require homeowners insurance before giving out a loan, and this is to ensure their investment is protected in...Read More

3Mar
Why A Homeowners Insurance Is Important

Why A Homeowners Insurance Is Important

Your home may be among the biggest investments you make in life. It is a place where you can escape from the hustle and bustle of the work environment. It is where you make memories with the people you love. That is why it is important to ensure the...Read More

2Mar
How Do I Make A Homeowners Insurance Claim

How Do I Make A Homeowners Insurance Claim

You’re not able to make the most of your homeowners’ insurance policy if you’re not quite sure how to file a claim. Many homeowners have their insurance policy, but they don’t really learn about that policy until the time...Read More

2Mar
Things Every Homeowner Has To Know

Things Every Homeowner Has To Know

Purchasing a home is a huge financial step that requires many considerations and decisions. It is a dream of most, if not all, individuals. Having a home that you can call your own provides a lot of benefits. It also allows you to settle down in a...Read More

26Feb
What You Should Keep In Mind When Purchasing Homeowners Insurance

What You Should Keep In Mind When Purchasing Homeowners Insurance

For those buying their first home, buying homeowner’s insurance is yet another thing to think about during the stressful home buying process. The homebuying process lasts for an average of a couple of months, although some cruise through the...Read More

24Feb
Do I Really Need Homeowners Insurance

Do I Really Need Homeowners Insurance

It’s no secret to homeowners that your home is likely your biggest investment. When it comes to investments we make in our lives, it’s typically a home or a business that we invest most of our money in. When it comes to these large...Read More

19Feb
What To Look For In Home Insurance

What To Look For In Home Insurance

Home insurance isn’t just a good idea to protect one of your biggest investments; it’s a necessity if you want to apply for a mortgage. While no law demands homeowners get insurance, it’s protection for you and your home it’s...Read More

17Feb
How To Get Lower Rates On Home Insurance

How To Get Lower Rates On Home Insurance

Unlike auto insurance, no law says you have to have some insurance. But you’ll need it if you want to apply for a mortgage since lenders will want to see you have insurance. While some people may be able to get around this paying for a home in...Read More

13Feb
Finding the Right Homeowners Insurance for a Seasonal Home

Finding the Right Homeowners Insurance for a Seasonal Home

Many people have not one but two homes. One of their homes is their primary residence while the second serves as more of a vacation or seasonal home. No matter the reason for the second home, you are going to need to make sure to have the right kind...Read More

3Feb
Are You Buying A House In 2020 If Yes, Protect Your Investment With A Homeowners Insurance Policy

Are You Buying A House In 2020 If Yes, Protect Your Investment With A Homeowners Insurance Policy

Purchasing a new home is a massive decision and one that should never be taken lightly. For one, there is a lot of money at stake with the venture. The last thing a person wants is for the bank to foreclose on the property due to them being unable...Read More

30Jan
Benefits of Making a Home Inventory List for Homeowners Insurance

Benefits of Making a Home Inventory List for Homeowners Insurance

As a homeowner, it is important to always have an up to date home inventory on hand. This should be an accurate list of all of your possessions. It helps you determine the right amount as well as the type of homeowner's insurance to purchase. It...Read More

28Jan
Give Your Home The Protection That It Deserves With A Homeowners Insurance Policy

Give Your Home The Protection That It Deserves With A Homeowners Insurance Policy

Owning a home is part of the American Dream. People decide to make the purchase for loads of different reasons. For some, it gives them the ability to feel as if they are not just throwing their money away in paying a landlord rent each and every...Read More

21Jan
 Four Signs Its Time To Update Your Homeowners Insurance

Four Signs Its Time To Update Your Homeowners Insurance

Most consumers invest in homeowner's insurance when they first buy a home. Then they just automatically renew their policy every year. However, there are times when you need to review your homeowner's insurance to ensure that you have the right...Read More

16Jan
Seven Things Every Homeowner Needs To Know About Insurance

Seven Things Every Homeowner Needs To Know About Insurance

Your new home will be the largest and most important investment you will make. To protect this major investment, homeowner’s insurance should be number one on your list of “To-Do's” prior to moving in. So, you may be unsure how...Read More

13Jan
Will My Homeowners Insurance Policy Cover My Home During An Earthquake

Will My Homeowners Insurance Policy Cover My Home During An Earthquake

Although the most recent earthquake caused minimal damage, it has a lot of California homeowners wondering if they can ensure their homes against earthquakes. The simple answer is that yes, you can buy earthquake insurance for your home. However...Read More

10Jan
A Guide To Homeowners Insurance For New Homebuyers

A Guide To Homeowners Insurance For New Homebuyers

Congratulations on purchasing your first home! All your hard work and dedication is finally paying off with a place you can truly call home. The next step in your journey is to purchase homeowner’s insurance. Not only is homeowner’s...Read More

8Jan
Five Ways To Lower Your Homeowners Insurance Premiums

Five Ways To Lower Your Homeowners Insurance Premiums

Everyone loves to save money, especially on necessary things like homeowners' insurance. When you work with the agents at Panorama Insurance Agency, we’ll help you find the best price for the coverage you need. However, there are some things...Read More

6Aug

The Effects Of Coronavirus On Your Homeowners Insurance

...Read More