Some insurance companies may look at certain drivers as high risk. This means that these drivers present a much greater liability to insurers because of their driving record, the type of vehicle they drive, and even their less than stellar credit...Read More

People purchase auto insurance because it protects them against financial liability when car crashes occur. The policies provide individuals with peace of mind. They like knowing that insurers have their backs when issues arise. The companies...Read More

Car accidents can be devastating. They can cause serious injuries, destroy your vehicle, and lead to a lot of legal headaches. However, if you work with a good auto insurance company and get the right insurance protections, the claims process can be...Read More

Unlike auto insurance, home insurance is not something that is legally required for you to get if you want to buy a home. However, choosing not to obtain home insurance is something you can only pragmatically do if you don’t need a mortgage...Read More

Boats are absolutely lovely—they allow you to explore the seas in both style and comfort. Not everyone has one, so consider yourself lucky if you own a boat you can jump into and set sail in anytime.  Whether it’s for personal or...Read More

There are a lot of coverage options available when you purchase auto insurance. Most state laws only mandate liability and medical coverage such as personal injury protection (PIP) or bodily injury (BI). However, there are a variety of other...Read More

When you purchase homeowners insurance, you’re going to run into a lot of industry jargon. Making sense of those terms and understanding their definitions are crucial to ensuring that you get the right policy for your needs. You’ll also...Read More

If you drive a car, then getting auto insurance is something you are legally required to have to remain on the road. There's one very good reason for that, and it is the unpredictability of what can happen on highways and streets. For example, even...Read More

Unlike home insurance, which is only required if you want to apply to a bank for a mortgage, auto insurance is legally required to have for any driver to have the right to go on the road. That’s because, with so many variables beyond a...Read More

In California, all drivers are required to carry adequate auto insurance coverage. Without it, you could find yourself at a financial loss or even out of business by accident. If you run a business that involves auto transportation, you...Read More

If you are running a business at home, how will you protect it? Can you rely on your homeowners’ insurance coverage alone? In this post, we’ll talk about how you can protect your home-based business.  Your homeowners’...Read More

Regardless of how careful you are, some unfortunate things happen—a car accident or an accident on your property. These are some situations that may end up in a lawsuit, which can lead to significant financial loss. Therefore, it’s...Read More

There is something distinctly magical about winter weather, but there’s also some danger in it as well. Those sparkling icy trees might look enchanting when lit up by the sun, but that enchantment quickly goes away when one of those branches...Read More

Each season comes along with specific homeowners' insurance claims typically found most in that particular season. You’re not going to see hurricane-related claims in April, and you’re far less likely to see tornado related claims in...Read More

As drivers, many of us are already well aware of everything that can affect our auto insurance rates. From accidents to traffic tickets, there are plenty of things that can cause our premiums to rise. But what about parking tickets? How many of...Read More