One popular way to lower your car insurance rates is to lower the amount of coverage you have on older paid-off vehicles. Typically, vehicles that have been financed via a loan must have complete coverage in order to protect the lender, and some...Read More

While young people will often have the highest auto insurance rates, that’s not to say that every adult believes they’re paying a fair price. There are a number of things that adults can do to lower their auto insurance rates,...Read More

When teens first hit the road it’s an exciting time for them, but a nerve wracking time for parents. Not only do parents want to keep their teens “down to earth” about their level of experience and road safety, they’ll also...Read More

Do you have auto insurance on your vehicle? If so, good for you. You are covered in the event that a crash occurs. You are also safe from the consequences of getting pulled over without coverage. Those that are driving around without policies...Read More

When purchasing a new insurance policy for your vehicle, one of the decisions you will have to make is whether or not you want to purchase comprehensive and collision. Comprehensive and collision are also known as “full coverage”...Read More

When you’ve just been in an accident, it might be hard to know what to do. Even under the best of circumstances where all parties are safe, it can be nerve wracking. However, there are critical steps you need to do right after an accident to...Read More

During the COVID-19 pandemic, a lot of people have opted to have their food and other essentials delivered rather than going to the store. This has given rise to a booming food delivery economy. Most of the jobs in the industry, however, do not...Read More

Whenever you purchase an auto insurance policy, you are asked to choose a deductible for physical damage coverage. The deductible is a set amount of money you will have to pay toward the cost of a claim you file. Keep this in mind as you choose...Read More

All car owners must have basic car insurance coverage as required by most states. It is meant to protect them from having to pay large sums out of pocket should their vehicle get stolen or get damaged in an accident. However, not all car insurance...Read More

Most standard auto insurance coverages provide liability for both bodily injury and property damage if you ever cause an accident while driving. There is also comprehensive collision, commonly known as “full coverage,” which...Read More

Grabbing the keys and getting behind the wheel is something that is second nature to many. Few drivers consider that something could go wrong, but the reality is that 6 million car accidents occur in the United States on average during any...Read More

One of the best investments you can make is in a used car.  Sometimes it just makes more sense to buy used than it does to finance a new car. However, you don't always know what you are getting when you buy used instead of new. Today we will...Read More

Getting auto insurance quotes can be a drag. Drivers have to contact numerous insurers, answer the same old questions what feels like a million times, and wait for representatives to return their calls. That is, providing that they call back....Read More

If you are about to give the most exciting Christmas gift of all time or you just want to take advantage of the amazing year-end sales, you are going to need insurance. However, if you have never bought a brand-new car before, you may not know...Read More

Yes, COVID-19 is still here, infecting people and causing deaths. The CDC has warned folks not to travel and to stay home, but yet, as we saw with Thanksgiving, many citizens are not changing their ways. Don't worry because we are not here to scold...Read More

Daylight savings time has hit, and with it, we see the sun set earlier and earlier every day. Many of us know how tricky it can be to drive at night compared to doing so during daylight hours. So it should come as no surprise that most accidents...Read More

Our cars are designed to handle some extreme temperature situations. However, we really do not think much about this until we leave something in our car that probably should not have been left there. We also think that it is okay to leave certain...Read More

When you purchase auto insurance, there are a lot of decisions you will have to make. You’ll have to determine your carrier, coverages, and the amount of each coverage. However, most insurance plans will not fully cover all of the costs...Read More

California drivers are required to have valid car insurance by law. Motorists must have at least minimal coverages to drive around in the Sunshine State legally. Policies need to include bodily injury liability, which covers the injuries and lost...Read More

In most states, auto insurance is something you are legally required to have if you want to drive a car, and for a good reason. Without it, many people would find themselves in unexpected financial debt because of car repairs that aren't even...Read More

If you are a student or the parent of a student driving to and from class, you will need to have auto insurance. College sometimes feels like it is just one expense after another, from tuition to board and everything in between. That is why...Read More

Auto insurance is not something an American driver can forgo. If you want to drive on US roads without getting into trouble with the police, in nearly all states, you are legally required to have it. Insurance is a form of protection for both you...Read More

If you're old enough to buy and drive a motor vehicle, then you already know that in addition to gasoline, there's one ongoing expense you'll need to take care of. Auto insurance is something that most drivers in American states are legally required...Read More

Many people are searching for ways to cut their budgets because of COVID-19. Some folks are electing to switch cell phone carriers because they can get cheaper plans elsewhere. Others are choosing to ditch their cable or satellite providers and go...Read More

When children finally become of age and obtain their licenses, they can't wait to hit the open road, and who can blame them? Driving gives them a sense of freedom. They are able to get out and about without their parents and have as much fun as they...Read More

Some insurance companies may look at certain drivers as high risk. This means that these drivers present a much greater liability to insurers because of their driving record, the type of vehicle they drive, and even their less than stellar credit...Read More

People purchase auto insurance because it protects them against financial liability when car crashes occur. The policies provide individuals with peace of mind. They like knowing that insurers have their backs when issues arise. The companies...Read More

Car accidents can be devastating. They can cause serious injuries, destroy your vehicle, and lead to a lot of legal headaches. However, if you work with a good auto insurance company and get the right insurance protections, the claims process can be...Read More

There are a lot of coverage options available when you purchase auto insurance. Most state laws only mandate liability and medical coverage such as personal injury protection (PIP) or bodily injury (BI). However, there are a variety of other...Read More

If you drive a car, then getting auto insurance is something you are legally required to have to remain on the road. There's one very good reason for that, and it is the unpredictability of what can happen on highways and streets. For example, even...Read More

Unlike home insurance, which is only required if you want to apply to a bank for a mortgage, auto insurance is legally required to have for any driver to have the right to go on the road. That’s because, with so many variables beyond a...Read More

In California, all drivers are required to carry adequate auto insurance coverage. Without it, you could find yourself at a financial loss or even out of business by accident. If you run a business that involves auto transportation, you...Read More

As drivers, many of us are already well aware of everything that can affect our auto insurance rates. From accidents to traffic tickets, there are plenty of things that can cause our premiums to rise. But what about parking tickets? How many of...Read More

When you purchase a car insurance policy, it is important to understand how the claims process works if you are ever in an accident. One of the most important pieces of the claims process is your deductible. Understanding the amount of your...Read More

When insurance companies design a car insurance policy, they take a lot of factors into consideration. These factors are ways to measure the risks of the unique individual. Then those calculations are used to determine the price of the policy. The...Read More

California is a great place to live or pay a visit. There are all sorts of things to do, see, and keep folks entertained. However, if you are going to drive to get to amusement parks, zoos, or similar locations, it is in your best interest to...Read More

Having the right car insurance provider by your side can make all the difference when you find yourself in an auto accident. While no one sets out to be in a car accident, more than 6 million auto accidents occur in the United States each year. With...Read More

Although driving has made our life so much more convenient, the truth is that driving is quite dangerous. The importance of auto insurance cannot be stressed enough. Thousands of car accidents happen in the US each year, and the yearly cost of...Read More

Driving around without auto insurance can be a recipe for disaster. For one, if a cop catches a person without valid proof of coverage, a ticket could be in their future. Meanwhile, when drivers are involved in accidents with no insurance, their...Read More

California is a great place to live or pay a visit. There are all sorts of things to do, see, and keep folks entertained. However, if people are going to drive to get to amusement parks, zoos, or wherever, it is in their best interests to acquire...Read More

It seems like every time you turn on the TV you see a commercial for insurance. This one promises you lower rates, the other one safe driving discounts, They feature cute animals or cartoon characters. And each one is sure they can give you the best...Read More

Car insurance is, at least, for people that don’t want to take any risks, something that you are legally required to have. While anyone can get in a car and drive, there are big legal and financial repercussions for driving if the traffic...Read More

You and your neighbor may be the same age, have the same car, and live in the same neighborhood, but you pay two different car insurance premiums with the same provider – why? Just like with healthcare coverage, home insurance, or any other...Read More

Although auto insurance is required in most states, excluding New Hampshire and Virginia, the majority of individuals don't like paying for the coverage, and who can blame them? Many drivers do not get into accidents in their lifetimes, nor do their...Read More

Have you recently moved to California? Getting to places in the state requires a car. Although there is public transportation, a private vehicle is the most convenient way to travel around the state, especially if your work requires it. And because...Read More

There are an estimated 5 million registered classic cars on American roads today. They fill sunny Saturdays with quality time out in the garage, they keep our American history alive, and owners get to proudly show them off at any of the myriads of...Read More

It’s important to be protected with auto insurance, but the truth of the matter is that no one wants to be in an accident. If you are in an accident, your auto insurance will offer your protection to allow you to recover from your injuries and...Read More

Most people don't wake up in the morning, thinking today would be a great day to get into an auto accident. Rather, drivers try to avoid the collisions, and who can blame them? The events only seem to lead to pain and misery, with some property...Read More

You just paid cash for your new car, or finally, your car is paid in full and still in great shape. As most banks require full coverage auto insurance when you take a loan for a vehicle, you can now remove that coverage. However, before you do, you...Read More

The majority of drivers do not want to get into accidents, and who can blame them? There is nothing pleasant about the experiences—that is, providing that a person doesn't like pain, suffering, and property damage. Car collisions may leave...Read More

Around the world, people have been adhering to stay-at-home measures and quarantines in order to help stop the spread of COVID-19.  Even as restrictions are lifted in some areas all over the United States and the rest of the globe, people still...Read More

When it’s time for your teenage children to start driving, it can be very nerve-wracking. You wonder if they are ready for such a large responsibility and worry that they won’t be safe with all the dangerous drivers on the road. Getting...Read More

Most individuals likely aren’t completely sure how to file an auto insurance claim until they have to do it urgently. With an average of 6 million car accidents each year in the United States, it pays to know how to file an auto insurance...Read More

Commercial auto insurance is essential if your business has delivery trucks, transportation vehicles, or even corporate vehicles. It helps protect your assets and reduces the expenses when an accident occurs.  However, though commercial auto...Read More

There are probably plenty of drivers out there who believe they will never get involved in a car crash. However, it is always about a motorist's concentration, technique, or skills. They are also sharing the roadways with truckers, motorcyclists,...Read More

Getting insurance of any kind can often prove to be a complicated mess, especially if you aren't clear on what you need to look for or you don't understand a lot of the terminology. Well, today, we are going to take a closer look at navigating...Read More

According to The Balance, there are currently only two places in the United States that do not require drivers to have auto insurance. They are New Hampshire and Virginia. Meanwhile, motorists that reside in other parts of the country must maintain...Read More

There are all sorts of businesses across the United States that have employees who drive company vehicles. The perks draw top-notch workers to organizations, and they help to keep them there for years and years. No longer are these benefits reserved...Read More

Having auto insurance on your personal vehicle is a must. Everyone knows this. But as a business owner, did you know that it’s equally important to have auto insurance on the cars, cargo vans, SUVs, limos, buses, trucks, and other vehicles you...Read More

Even the best drivers in the world can get into accidents. Outside your own skills as a driver, there are far too many things to account for that could damage your car or put your life at risk. Anything from acts of God to unskilled drivers can be a...Read More

Many people enjoy vehicle ownership. With cars in their garages and driveways, the individuals can go wherever they want, whenever they want. However, before heading out and about, motorists need to make sure that they are insured. If they fail to...Read More

When you first get married, there are a lot of major decisions to make. Where will you live, where you will bank, and how will your budget are all common questions to ask. One important question is what to do about insurance. For vehicle owners,...Read More

Auto insurance premiums can increase for a number of reasons. The primary reason is inflation, however, there are some other factors including your age, your driving history, and factors in your local area. However, no matter what is leading to...Read More

As a business owner, whether you own a small delivery business or a major corporation with many vehicles you need to know that your auto insurance may not cover you. This is especially true of any vehicles registered to your business, used for pick...Read More

Every year, 32,000 people die in automobile accidents. In California, drivers are required to carry several auto insurance coverages such as bodily injury liability coverage and property damage liability coverage. Before you get auto...Read More

Owning a car is not like owning a home. For one thing, unlike houses, you can’t own and operate a vehicle, unless you have insurance because you’re legally required to have coverage or get faced with fines and other legal action if you...Read More

There are all sorts of cars on the roadways today. Big-rigs, passenger vehicles, buses, and more are out on the open road at what seems like all times. Thus, drivers must have insurance for any just in case moments that may arise. After all, with so...Read More

Even with the COVID-19 virus running throughout the country, some people still have to get in their car, truck, or other vehicle and drive out in the streets. Unlike home insurance, auto insurance is legally required in most states of the country....Read More

Despite the many changes that have occurred in people’s lives due to the COVID-19 virus in the USA, that life, in some fashion, must continue. For some working in essential services or businesses, this may even mean still commuting to and from...Read More

Auto accidents happen everywhere in the US, and this is just one of the reasons you should protect yourself and your car with auto insurance. Before securing one for your car, you must know the basics of auto insurance to learn more about the things...Read More

There are millions of drivers in this country, many of them more experienced than others. More than 268 million registered vehicles are on US roads today. But regardless of your experience, one thing remains, which is the need for good auto...Read More

Your life is something that you take time and care to protect and plan out. It can be difficult to admit, but sometimes, no matter how much you prepare yourself, the universe may throw a curveball at you. Auto accidents are a perfect example of...Read More

Some drivers feel that they only need to meet the minimum requirements when it comes to their auto insurance. For this reason, they do just what they have to do to drive legally without thinking about the consequences of being underinsured. State...Read More

The tax season is here. Many of us are filing in anticipation of a refund from the federal government. If that sounds familiar, have you thought at all about the best way to spend that money? Have you considered the benefit of investing it in your...Read More

Auto insurance comes most in handy after you’ve been in an accident. This type of insurance is a legal necessity in just about every state, and it’s there to protect you in the event of an accident occurring. Accidents are just that...Read More

Let’s preface this article by saying that you definitely need auto insurance. Injuries and damages resulting from the involvement in a car accident can pile up bills for you, which is when insurance policies come in handy. Auto insurance seems...Read More

While cars are durable, they still need a little bit of tender love and care from you. Some people think that involves little else other than a little bit of grooming the interior or having the car taken to a car wash to be cleaned up a little, but...Read More

Cars are a tricky thing to see as investments. On the one hand, they are a necessity for some. On the other, their value decreases with every year and every use. With that said, comprehensive car insurance can become a make or break for car...Read More

The majority of states in the US legally require you to have auto insurance, and that’s for a good reason. No matter how good a driver you may feel you are, there’s no accounting for the carelessness of another driver, or even outside...Read More

Unless you live in Virginia or New Hampshire, most states will require you, by law, to have auto insurance, or pay hefty fees instead that make auto insurance the cheaper alternative. But being legally mandated to get auto insurance is just the...Read More

Our roads are incredibly busy. And with so many people on them, there is simply no way to completely prevent all of the accidents that occur each year. More than 37,000 people die each year due to accidents on the road, and many more are injured...Read More

Unless you live in Virginia or New Hampshire, every other American driver is required, by state law, to have insurance before you can take to the road. For people who are shopping around for their own auto insurance policy for the first time, there...Read More

Getting auto insurance before hitting the road in a car isn’t just a good idea; the law usually requires it unless you live in Virginia or New Hampshire. But if you’re looking to get auto insurance for the very first time, or are...Read More

While auto insurance is required in just about every state in the United States, the importance of auto insurance goes beyond being the law. In many cases, drivers opt for insurance solely because it is the law, and they think little of the actual...Read More

Managing operating expenses is something that is important to most drivers on the road. With rising fuel costs, annual maintenance, insurance costs, and other related expenses, the cost of owning a car can add up. All drivers within the United...Read More

Getting into an accident, you soon gain a new appreciation for your car insurance policy. After all, it’s in these situations when your policy really comes in handy. You won’t be held responsible out of pocket for repairing your car, and...Read More

When it comes to car insurance, this isn’t just a convenience; it’s a legal necessity. There is no state in America where you can legally drive without having auto insurance. This doesn’t mean, however, that just because you have...Read More

There’s no getting around it if you want to drive you’re legally required to get auto insurance or run the risk of charges if you get stopped by the police and they ask to see documents you don’t have. But while it’s...Read More

One of the monthly expenses we just can't get away from is our auto insurance premium payments. Auto insurance is a requirement in most states, and if you don't have it, you could face costly fines and be put under tremendous financial strain if you...Read More

If you are trying to save money every month, you can take a closer look at your auto insurance policy. However, when doing so, you want to make sure you have enough insurance coverage. No one wants to find themselves underinsured when they need it...Read More

Some people choose only to purchase strict liability insurance for their cars. There is not necessarily anything wrong with doing so. After all, the coverage is all that is required in many states. Such policies pay for damages and injuries when the...Read More

Owning a vehicle offers a host of different benefits. It allows the person to get around town without having to rely on public transportation or rideshare companies. That means there is no waiting around for buses or drivers to arrive. Additionally,...Read More

Whether you’ve had a change in the rate of your auto insurance or buying your first auto insurance policy, you may be wondering how is the price of my auto insurance determined? The price is essentially determined by insurance underwriters...Read More

The average American spends $1500-2000 on auto insurance every year. It’s important that you feel like you’re getting comparable value out of every dollar spent on your premiums. If you are not, sometimes it is because you are working...Read More

It seems like every time you turn on your television there is an ad for auto insurance. This one promises you discounts for safe driving, this one says it’s the cheapest, this one will beat all the rest, it goes on and on. However, if you are...Read More

Getting your license is a big deal. It gives individuals the chance to hit the open road and travel from place to place. However, before doing so, there is something else that first-time drivers need to handle. They must acquire an auto insurance...Read More

When purchasing auto insurance, it’s important that you get the coverage you need. A knowledgeable insurance agent can help you navigate the buying process, but it’s important that you fully understand what your coverages mean. Here is a...Read More