With so many vehicles on the roads each day in California, accidents happen. If a collision occurs and you are deemed at fault, your insurance will cover the other party's damages and injuries. That is one of the main reasons why it is important to have top-shelf coverage, but there are also other reasons. For instance, if a driver gets into an accident without insurance, the police will likely elect to have their car towed.
Meanwhile, a judge can suspend their license and issue them fines as well. So, if you don't already have a policy and are driving anyway, perhaps now is the time to obtain a quote. Let's get back to the injury aspect of crashes, though. If you are negligent in some way and injure others in a collision without coverage, you could be held liable. That's right; they could file a lawsuit and take you to court.
Had you had auto insurance, the insurer would have your back. However, for these purposes, we will say that isn't the case. Instead, you are texting and driving, only to slam into a car's rear-end while it was sitting at a red light. Let's see what type of injuries can arise from that, shall we?
According to the Mayo Clinic, Whiplash is a neck injury often caused by rear-end car accidents. It happens when peoples' heads and necks are thrust back and forth violently. The ailment produces symptoms such as neck pain and stiffness, headaches, and shoulder tenderness. Some people recover from whiplash within weeks, but for others, the condition lingers on and on. Medical treatment and prescriptions are usually needed to combat whiplash.
When peoples' brains strike the inside of their skulls, they get concussions. Rear-end auto accidents are notorious for leading to these injuries. Folks who obtain concussions tend to experience dizziness, drowsiness, and confusion. The issues sometimes last for weeks, but if post-concussion syndrome develops, a person can undergo long-term mental, physical, and behavioral changes.
Other traumatic brain injuries are possible in rear-end collisions as well. They could be minor or severe; it just depends. Regardless of which types accident victims get, expensive scans, tests, and treatments are needed.
- Broken Bones
Fractures and broken bones are common in car crashes. Arms, legs, and other appendages aren't meant to be crushed by carbon steel or aluminum alloy. Yet, that is what happens, and bones snap. In severe cases, surgeries are required. Perhaps a person needs a screw or two to hold their wrist in place. In other instances, the bone can be reset, which is painful, and the appendage put in a cast to heal.
Are you worried? If you're driving without insurance, you should be. Healthcare costs are high in the United States, and paying for someone else's can do a number on one's finances. Auto insurance covers bodily injury and property damage, so contact Panorama and get your policy today to protect yourself.