The pandemic has been an eye-opener for many, especially small business owners. It has shown us that practicing good mental health habits are even more important now than ever before. With many businesses losing revenue or closing their doors, the...Read More

As a restaurant, you are providing a service to your customers. You are making them a delicious meal, offering them an inviting environment, and for this, you expect payment in return. However, some restaurants experience what is known as...Read More

If you are new to the world of entrepreneurship, there are many things on your startup checklist that need to be done. One of those things that need to be prioritized is your commercial business insurance. Remember, some insurance types are required...Read More

Every business organization deals with a certain level of risk. While most businesses have mitigation strategies embedded in their daily mode of operation, there are still a lot of external factors that they can’t control. Examples of risks...Read More

Many young entrepreneurs are starting their own business and one of the things that startup owners need to learn is the importance of commercial insurance in making sure that their business is always secured, as well as how it can impact their...Read More

As a small business owner, you already know that every penny counts. So, when it comes to preparing for your taxes, you want to take advantage of any and all money-saving opportunities you can. Today, we will discuss some tax-saving tips for small...Read More

Running a business comes with many responsibilities. Aside from finding ways to grow the company and increase revenue, it is also important for an entrepreneur to ensure that the business is well-protected.   No matter how big or small a...Read More

Proprietors who are just starting out have a lot of stuff on their plates. They must find a business location and hire team members to run things. Business owners also need to advertise or find customers/clients in other ways. These individuals have...Read More

Are you successful at work? Has your career made you acquire some pretty luxurious things? Do you already have a portfolio of valuable assets?    Then congratulations, my friend, you are a high net worth individual, and you need insurance...Read More

No matter your industry, no business is complete without risk. While more “dangerous” professions like construction, factory work, or similar are well-known to have risks, those working in offices, shops, or other “safe”...Read More

Churches are a haven, a sanctuary for individuals who want to worship or just want to take some time with the Lord. However, churches can be in danger as well; from damages to terrorist attacks. Therefore, church insurance exists.  There are a...Read More

Businesses all throughout the world are experiencing times truly unprecedented. At this time last year, no one in the United States could have expected the happenings that have gone on throughout the year, and this rings particularly true for...Read More

Like auto insurance, commercial insurance isn’t a one size fits all package. Most businesses with commercial insurance will have a base of 3 coverage areas with liability, property, and worker’s compensation, but you don’t have to...Read More

Owning a business comes with a lot of risks. Will you be able to enter the market successfully or fail? Will you be able to sustain growth without overinvesting? Will you be able to find the talent that will help you grow? Most of these risks are...Read More

If you are a business owner but don't have customers who come to your location, you may wonder what kind of commercial business insurance you have to have. Today, we will go over this and fill you on what you need to protect your business. There...Read More

Commercial insurance is one of the best ways to protect your business. When something happens, it provides you with the financial resources to overcome the situation. However, filing a claim is not easy, because insurance companies are constantly...Read More

Many barbershops and salons across the country have had to close their doors because of the coronavirus pandemic. However, they are now slowly beginning to get back to business and open their doors to clients once again. However, these small...Read More

We are currently experiencing tumultuous times throughout the United States with the COVID-19 pandemic and extended periods of unrest. For businesses that may need to shut down temporarily due to the pandemic, one of the biggest concerns their...Read More

More and more businesses are going online today, and who can blame them? Consumer shopping trends have changed over the years. Instead of going in person to brick-and-mortar stores, many customers are choosing to stay home. That does not mean they...Read More

It is the dream of many people in the United States to own a business. They grow tired of listening to bosses telling them what to do and working over 40 hours each week for what seems like not enough pay. There are plenty of opportunities out...Read More

If you are running a business at home, how will you protect it? Can you rely on your homeowners’ insurance coverage alone? In this post, we’ll talk about how you can protect your home-based business.  Your homeowners’...Read More

Regardless of how careful you are, some unfortunate things happen—a car accident or an accident on your property. These are some situations that may end up in a lawsuit, which can lead to significant financial loss. Therefore, it’s...Read More

When you’re just starting your small business, it’s important to understand what insurance coverage you need to keep your new business protected. There are several basic coverages that every small business should consider. Some of these...Read More

Many people probably have no earthly idea about what builders' risk insurance is or what it does. Contractors and workers in the building industry know all about it, though. These policies are designed to cover structures being built or remodeled....Read More

Churches are more than just houses of worship. They’re places where members of the community gather, building their own second family they look forward to seeing week after week. Churches around the United States participate in community...Read More

Modern companies must protect themselves against cyber-attacks and data breaches. However, sometimes, there is just no stopping them. Perhaps a bug gets past the place's anti-virus software, or maybe a hacker bypasses security measures to steal...Read More

Many factors can affect the commercial insurance policy you have in place for your business. In addition to these factors, there are also inherent risks that should be understood as well. Today we will go over some factors and business risks that...Read More

Proprietors put their blood, sweat, and tears into businesses. They invest thousands and thousands of dollars in the ventures. Many individuals purchase commercial properties to have storefronts, offices, or shops. It is not uncommon for people to...Read More

With many businesses making the transition from office to work-from-home environments, many challenges have presented themselves in the past months when it comes to successfully adapting to this “new normal.” In doing this kind of...Read More

When it comes to commercial insurance for your business, it is best to be proactive rather than reactive. What may seem like a small and insignificant problem today can quickly become catastrophic in the near future. When it comes to your business,...Read More

When you have a small landscaping business, you will find that your business will require certain coverages to help safeguard you from claims that would otherwise hurt your business and bottom line. Some of the risks in this industry include...Read More

According to SBA estimates, more than 620,000 new small businesses open each year in the United States on average. While the cost to open a small business can vary, it typically takes a substantial investment to get your small business off the...Read More

Starting your own restaurant is the ultimate personification of the American Dream for many. Everyone needs to eat, and sharing food is sharing a love for those who are passionate about the food they create. If starting your own restaurant has been...Read More

If you have a business, then you know that having the right insurance policy in place is essential. However, you might also be worried about finding affordable premiums that offer the right coverage for your business. This is when a commercial...Read More

It does not matter if you are a small business owner with two employees or a mega-corporation, commercial insurance is a must. It is especially important for small businesses and startups that lack the cash to replace business losses. Commercial...Read More

Insurance is an important aspect of our lives and financial health that should not be overlooked. However, some may put it off because of the many challenges they may face along the way as they work feverishly to find the best policies for...Read More

In the 21st century, computers are essential not just for one’s personal life but also for business. The rise of computers in the 1980s and computer networks in the 1990s revolutionized the way data was shared, stored, and processed, and...Read More

The mind of a business owner is filled with strategies to keep the company going, so getting cyber liability insurance out of the blue might just not fit in with their priorities. However, you have to remember that no business is too small to get...Read More

If you own a restaurant, then you have probably already faced your fair share of challenges. There are many aspects to the restaurant business you have to go over with a fine-tooth comb to ensure that you comply, and you are ready to open the doors....Read More

If you have decided to start a small business, then this is a very exciting time for you. You are well on your way toward success as you go through your entrepreneurial journey. However, even the most experienced business owners may make mistakes...Read More

As a small business owner, you are probably on the hunt for the right insurance for your business. You don't want to find yourself having to empty your pockets for unexpected expenses that your insurance doesn't cover. So, you take the time needed...Read More

Finding the best insurance policy for your business isn't always an easy task to accomplish. You need to do your research to find coverage that fits your business and your business plan. This often means requesting quotes from several different...Read More

Many of us know how difficult starting and running a business can be. Every investment is an inherent risk, and for a family-run business, it can take just one instance of bad luck to shut a business down. Today, in these difficult times, mitigating...Read More

There is something special about owning a restaurant. A gathering place for friends and family, enjoying good food and conversation. A special memory for many and favorite meeting place for a powerful CEO. Whatever the reason someone seeks out your...Read More

There are over 30 million small businesses in the United States, and even during uncertain times like the COVID-19 pandemic we’re experiencing now, many of those businesses continue to operate. However, the pandemic is a sobering reminder to...Read More

When you are a subcontractor, then you work in different industries in the commercial sector and may have more unique needs when it comes to the type of insurance you should have. Today, we will discuss some of the unique risks and insurance needs...Read More

As a small business owner, you already understand the steps and efforts that need to be taken to ensure that you protect your business in any and every way you can. When it comes to this kind of protection, you also need to gain an understanding of...Read More

If you are a business owner, then you are already well aware of the risks, rewards, and challenges that come along with the job. From getting the right financing to start to make sure you are protecting the business you have built, there are many...Read More

Protecting your business with commercial insurance is an additional investment. In taking this vital step, doing your research and consulting insurance experts can be helpful. There are crucial questions you should ask your insurance agent so you...Read More

The demand for insurance policies in America continues to grow. If you own a business and you are planning to get commercial insurance, it’s essential to know that there are various types of commercial insurance that you can...Read More

Whether you’re new or established in the business world, there’s a lot of questions surrounding commercial insurance. This type of insurance differs from personal auto insurance plans in a few different ways, and it can confuse somehow...Read More

Business owners who do not have the slightest idea about what umbrella insurance is should not fret. The ins and outs of what it brings to the table are going to be discussed in this article. This add-on coverage pairs nicely with commercial...Read More

No matter what type of business you own or manage, one of your primary goals is to ensure that its future remains strong. While planning and strategizing is important, it’s also a good idea to protect yourself against the unknown. That means...Read More

Businesses all across the United States are suffering as they are forced to assess their current and future losses due to COVID-19. The virus is quickly raising a number of questions for both small and large businesses as their future is...Read More

When it comes to auto insurance, there is a big difference between commercial and personal coverages. While many are already familiar with personal insurance, fewer really understand what commercial insurance is all about and who this insurance is...Read More

The restaurant industry, despite the many players that are already in it, will continue to thrive. Food is a major cornerstone of living, so customers will be plentiful, so long as other operational factors are considered.   If you have been...Read More

As entrepreneurship booms, small businesses are staking their claim and getting a good share of the market for various industries. This trend may only rise, especially with globalization making it easier for more people to reach an audience...Read More

There are over 30 million small businesses in the United States. If you’re thinking of adding to that number, you already know there’s a lot of work ahead of you. But the decision to start a small business means having to make a lot of...Read More

Business owners know that their company is one of the single most important parts of their lives. It is incredibly important to take the right steps to keep your business operating properly, and few things are as important as getting the right...Read More

If you’ve decided to start working for yourself and start up your own small business, you’re joining over 20 million Americans that decide to be their own boss. However, as with any business, you get a bit more peace of mind and required...Read More

Commercial insurance is crucial for any business owner. At its core, these policies are built to protect businesses and corporations from a vast array of different risks that may affect their day to day operations or continued success. They cover...Read More

Lots of folks choose to go into business for themselves by owning a restaurant, and who can blame them? For one, people have to eat. As such, if an organization offers tasty appetizers and meals, patrons are sure to swing by time and time again....Read More

General liability insurance is also known as commercial general liability insurance or business liability insurance. This kind of commercial insurance coverage helps to cover the costs related to property damage claims against the business, medical...Read More

It is here. We are now entering the tax season. So, what does this mean? If you own a business, then there are plenty of things you need to keep in mind when doing your taxes this year. There may also be several questions you will have along the...Read More

Most people think of commercial insurance as a product needed by physical businesses. However, e-commerce companies are just as at risk for product liability claims as brick and mortar stores. If you sell a physical product online, you really should...Read More

Whether you have just started your own business or own several companies in several states, commercial insurance is a must-have. However, commercial insurance is pretty complicated and the process leaves many commercial property owners wondering if...Read More

Lots of people choose to go into business for themselves, and who can blame them? The venture can be fun and exciting. Not to mention, it offers tons of perks. For instance, the proprietor gets to set the hours, choose whom to work for, and rake in...Read More

Churches and other faith-based organizations are often not the first items that spring into one's mind when discussing insurance. However, just like any other home or business in this world, leaders of these places must take precautionary measures...Read More

Starting a business comes with a lot of risks.  You might not get the customers you need to grow, you might not be able to pay for all your business expenses, or a customer could suffer an accident on your premises and hold your company...Read More