Proprietors put their blood, sweat, and tears into businesses. They invest thousands and thousands of dollars in the ventures. Many individuals purchase commercial properties to have storefronts, offices, or shops. It is not uncommon for people to need expensive equipment for their respective organizations as well. For example, bakeries and pizzerias might require pricey commercial-grade ovens, mixers, and walk-in freezers to operate.
Because proprietors put so much money into owning businesses, they obtain liability policies that cover buildings against vandalism, burglary, and fire. There is nothing wrong with going that route, as the insurance can prove to be useful. Sometimes, business owners discover that these plans are not enough to satisfy their needs, though. Thus, many consumers choose commercial property insurance instead of standard liability policies.
What Is Commercial Property Insurance?
Commercial property insurance covers buildings. However, the special coverage also safeguards various items that companies own, including, but not limited to...
- Valuable Papers
"Property" is equal to business interruptions and lost income as well. Don't fret if this all sounds like a different language to you. Our independent agency has been helping Northridge, and surrounding area proprietors, find the perfect policies since 1973. We will be more than happy to do the same for you.
Give Yourself Peace Of Mind
Business owners have enough things on their plates without worrying about what they will do financially if a disaster strikes. After all, plenty of phone calls, meetings, and projects come along with company ownership. Don't be left stuck staring at the ceiling night in and night out instead of sleeping because of disturbing thoughts about commercial fires, burglaries, and vandalism. Commercial property insurance can give you peace of mind and put your mind at ease. So, obtain your policy today and kick unpleasant thoughts to the curb.
Don't Forget About Your Company Vehicles
Our company has proprietors covered when it comes to commercial auto insurance. The last thing businesses need is to have the wrong coverages when employees are out and about in company vehicles. If workers get into accidents while making deliveries, picking up orders, or running other errands, injuries, or even deaths can arise. Organizations that do not carry the correct insurance on drivers could be responsible for the medical bills, lost income, and more of injured victims.
Heck, they may even be liable for damages to surviving relatives when wrongful death lawsuits occur. Give us a call at (818) 921-7186 to discuss your commercial insurance options. Our representatives have access to multiple insurance products and companies. They also know the ins and outs of guidelines, which means they can lay things out in easy to understand terms. So, please, do not delay any longer. Friendly, professional, and trustworthy assistance is only a phone call away. We look forward to the opportunity of helping you protect your business, its contents, and vehicles.
Contact Panorama to get your specialized commercial property/auto insurance quote today.