14Jan
Keep Home Burglaries At Bay With These Suggestions

Keep Home Burglaries At Bay With These Suggestions

Home burglaries happen all too often in the United States. Thieves break into peoples' houses to steal electronics, paintings, and jewelry. They also target cash, guns, and sculptures. The bottom line is that these trespassers take anything they...Read More

13Jan
How To Avoid Holiday Disasters This Year

How To Avoid Holiday Disasters This Year

The holiday season is supposed to be festive and fun. Even with the pandemic in full swing, people are gearing up for Christmas and New Year's Day. Most are trying to celebrate safely and prevent all of 2020 from becoming a wash. Besides wearing...Read More

7Jan
Will Auto Insurance Cover A Stolen Vehicle?

Will Auto Insurance Cover A Stolen Vehicle?

Car theft has been on the rise in 2020 and this has caused a lot of people to become concerned that their vehicle will be targeted next. As a result, many vehicle owners are wondering if theft is covered by their auto insurance policy. Auto...Read More

1Jan
How to Avoid These Common Holiday Disasters

How to Avoid These Common Holiday Disasters

The holidays are upon us, and we are scrambling to get ready while trying to remain holly, jolly, and cheerful. Well, our preparation for the holidays shouldn't stop with the gifts, the holiday plans, or the dinner menu. It should also include...Read More

28Dec
Do You Need A 4-Point Inspection On Your Older Home?

Do You Need A 4-Point Inspection On Your Older Home?

A 4-point inspection is typically done on an older home ahead of homeowners insurance renewal. It is also done if you are in the process of purchasing an older home. A 4-point inspection is requested as part of the underwriting process. It is a...Read More

22Dec
3 Services That May Help You Avoid Filing Home Insurance Claims

3 Services That May Help You Avoid Filing Home Insurance Claims

Homes are some of the most expensive investments people make in their lifetime. The costs for houses, condos, and townhomes vary from place to place. However, according to Reader's Digest, the national median price was $218,000 in 2018. That is a...Read More

14Dec
Make Sure Your Home Insurance Policy Is Up To Date For These Reasons

Make Sure Your Home Insurance Policy Is Up To Date For These Reasons

This year has been chaotic, to say the very least, with COVID-19, murder hornets, and a presidential election like no other. Hurricane season was also extremely busy. Gulf Coast states were ravaged by what seemed like one named storm after another....Read More

11Dec
Five Tips To Help You Save Money On Homeowners Insurance

Five Tips To Help You Save Money On Homeowners Insurance

Homeowners insurance provides a lot of value for the money. Your family, home, and possessions are protected and you can enjoy peace of mind. Although it is worth every penny, especially in a crisis, saving money is never a bad thing. If...Read More

7Dec
How The Right Home Insurance Policy Lessens Financial Risk

How The Right Home Insurance Policy Lessens Financial Risk

To protect our finances, we need to take certain measures that will ensure our financial security for the years to come. After all, we know that the future is unpredictable. When it comes to protecting your financial assets and your family, we have...Read More

1Dec
Limit Damage To Your Home With These Tips

Limit Damage To Your Home With These Tips

Some people purchase home insurance because they have to. This is usually because their mortgage company requires them to do so. Others obtain policies because they want to protect themselves when disasters strike. They do not want to be on the...Read More

26Nov
Homeowner's Insurance and Your Dog: What You Need to Know

Homeowner's Insurance and Your Dog: What You Need to Know

According to the American Society for the Prevention of Cruelty to Animals (ASPCA), nearly half of the households in the United States have a dog or a cat. As pet owners, we treat our canines and felines like family; however, the insurance company...Read More

23Nov
5 Misconceptions About Home Insurance

5 Misconceptions About Home Insurance

More people are thinking about homeownership rather than renting in challenging times like the COVID-19 pandemic. A minor exodus of sorts is occurring in some cities as more people, tired of living in smaller condo and apartment spaces without the...Read More

13Nov
What You Need To Know About Getting A Homeowners Insurance Policy Before Moving Into Your New Home

What You Need To Know About Getting A Homeowners Insurance Policy Before Moving Into Your New Home

Once you have bought a property and are already at the closing stage, your mortgage lender will provide you with a list of requirements you should complete. Those include obtaining title insurance and getting a homeowners insurance policy for your...Read More

11Nov
Homeowner's Insurance Covers More Than Just the Home

Homeowner's Insurance Covers More Than Just the Home

If you own a home, you have homeowner's insurance to cover the home and the property inside. However, there are additional benefits you will find when you purchase the right homeowner's policy for your home. Replacement Costs If you add this kind of...Read More

6Nov
Securing Your Second Home With The Right Insurance

Securing Your Second Home With The Right Insurance

Do you have an investment property or vacation home in addition to your primary residence? Then you probably already know how important it is to have the right homeowners insurance in place to protect your investment. Purchasing a second home is a...Read More

3Nov
Should You Get Home Insurance With A High Or Low Deductible?

Should You Get Home Insurance With A High Or Low Deductible?

Many people never have to file claims with their home insurance providers. They are the lucky ones who do not have to deal with floods, thefts, fires, and other disasters in their lifetime. In other cases, homeowners are not quite as fortunate. They...Read More

2Nov
3 Scenarios That Could Lead To Homeowners' Insurance Claims

3 Scenarios That Could Lead To Homeowners' Insurance Claims

A homeowners insurance policy is a great thing to have. It pays for damages to the property when disasters occur. Policyholders must pay their deductibles, and then insurers take care of the expenses. The coverage provides people with peace of...Read More

27Oct
4 Things You Should Know About Home Insurance

4 Things You Should Know About Home Insurance

Unlike auto insurance, home insurance is not something that is legally required for you to get if you want to buy a home. However, choosing not to obtain home insurance is something you can only pragmatically do if you don’t need a mortgage...Read More

22Oct
What Is The Difference Between Actual Cash Value And Replacement Cost?

What Is The Difference Between Actual Cash Value And Replacement Cost?

When you purchase homeowners insurance, you’re going to run into a lot of industry jargon. Making sense of those terms and understanding their definitions are crucial to ensuring that you get the right policy for your needs. You’ll also...Read More

14Oct
The Most Common Causes Of Homeowners Insurance Claims In Winter

The Most Common Causes Of Homeowners Insurance Claims In Winter

There is something distinctly magical about winter weather, but there’s also some danger in it as well. Those sparkling icy trees might look enchanting when lit up by the sun, but that enchantment quickly goes away when one of those branches...Read More

13Oct
Put Together A Fall Checklist To Save You From Making Homeowners Insurance Claims

Put Together A Fall Checklist To Save You From Making Homeowners Insurance Claims

Each season comes along with specific homeowners' insurance claims typically found most in that particular season. You’re not going to see hurricane-related claims in April, and you’re far less likely to see tornado related claims in...Read More

7Oct
Six Ways To Save Money On Your Homeowners Insurance

Six Ways To Save Money On Your Homeowners Insurance

Homeowners' insurance is necessary to protect your home against risks. However, sometimes this monthly expense can be difficult for homeowners to manage. Fortunately, there are some things you can do to help keep your homeowners' insurance costs...Read More

2Oct
Homeowner's Insurance and What Happens When You Refinance Your Mortgage

Homeowner's Insurance and What Happens When You Refinance Your Mortgage

If you have decided to refinance your mortgage, you will be paying off your old loan with a new loan for better terms and a lower interest rate. Mortgage refinancing can often save a homeowner money in the long term and help them reach their goal of...Read More

1Oct
What is the Difference Between Condo Insurance and Homeowner's Insurance?

What is the Difference Between Condo Insurance and Homeowner's Insurance?

Condos are often purchased, rather than rented. But did you know that a condo owner can't purchase homeowner's insurance for their property? There is a difference between condo insurance and homeowner's insurance, and it is important to understand...Read More

25Sep
Ways To Lower Your Home Insurance Premiums

Ways To Lower Your Home Insurance Premiums

People should expect to see their homeowners' insurance premiums rise each year. Why? Well, insurers increase rates because of inflation. They have to keep up with the rising costs associated with repairing or replacing homes. Still, though,...Read More

22Sep
4 Things To Keep In Mind About Home Insurance

4 Things To Keep In Mind About Home Insurance

For a lot of people, the home has become a lot more important in 2020 thanks to spending so much more time in it due to the COVID-19 pandemic. Some people even work from home now, so the house has become both a residence and a workplace. For many,...Read More

14Sep
What Homeowners Insurance Coverages Do You Need For A Mobile Home

What Homeowners Insurance Coverages Do You Need For A Mobile Home

Mobile homes are growing in popularity. Modern mobile homes are rich with features, affordable, and can move with you. If you own or are looking to own a mobile home, it’s important to understand what homeowners insurance coverages...Read More

11Sep
With Past And Recent Wildfires, Californians Should Make It A Point To Invest In Homeowners' Insurance

With Past And Recent Wildfires, Californians Should Make It A Point To Invest In Homeowners' Insurance

Sometimes, a homeowner's insurance policy will cover the damage to a dwelling and other structures on a property up to its term limits. It can be useful for rebuilding buildings, replacing belongings, and paying for temporary lodging. If wildfire...Read More

10Sep
Creating A Home Inventory List For Insurance

Creating A Home Inventory List For Insurance

It’s one of those tasks you have to do but you keep telling yourself that you will go over it tomorrow. The next thing you know, you’ve gone a year without taking stock of the items in your home.  A household inventory or a home...Read More