27Oct
4 Things You Should Know About Home Insurance

4 Things You Should Know About Home Insurance

Unlike auto insurance, home insurance is not something that is legally required for you to get if you want to buy a home. However, choosing not to obtain home insurance is something you can only pragmatically do if you don’t need a mortgage...Read More

22Oct
What Is The Difference Between Actual Cash Value And Replacement Cost?

What Is The Difference Between Actual Cash Value And Replacement Cost?

When you purchase homeowners insurance, you’re going to run into a lot of industry jargon. Making sense of those terms and understanding their definitions are crucial to ensuring that you get the right policy for your needs. You’ll also...Read More

14Oct
The Most Common Causes Of Homeowners Insurance Claims In Winter

The Most Common Causes Of Homeowners Insurance Claims In Winter

There is something distinctly magical about winter weather, but there’s also some danger in it as well. Those sparkling icy trees might look enchanting when lit up by the sun, but that enchantment quickly goes away when one of those branches...Read More

13Oct
Put Together A Fall Checklist To Save You From Making Homeowners Insurance Claims

Put Together A Fall Checklist To Save You From Making Homeowners Insurance Claims

Each season comes along with specific homeowners' insurance claims typically found most in that particular season. You’re not going to see hurricane-related claims in April, and you’re far less likely to see tornado related claims in...Read More

7Oct
Six Ways To Save Money On Your Homeowners Insurance

Six Ways To Save Money On Your Homeowners Insurance

Homeowners' insurance is necessary to protect your home against risks. However, sometimes this monthly expense can be difficult for homeowners to manage. Fortunately, there are some things you can do to help keep your homeowners' insurance costs...Read More

2Oct
Homeowner's Insurance and What Happens When You Refinance Your Mortgage

Homeowner's Insurance and What Happens When You Refinance Your Mortgage

If you have decided to refinance your mortgage, you will be paying off your old loan with a new loan for better terms and a lower interest rate. Mortgage refinancing can often save a homeowner money in the long term and help them reach their goal of...Read More

1Oct
What is the Difference Between Condo Insurance and Homeowner's Insurance?

What is the Difference Between Condo Insurance and Homeowner's Insurance?

Condos are often purchased, rather than rented. But did you know that a condo owner can't purchase homeowner's insurance for their property? There is a difference between condo insurance and homeowner's insurance, and it is important to understand...Read More

25Sep
Ways To Lower Your Home Insurance Premiums

Ways To Lower Your Home Insurance Premiums

People should expect to see their homeowners' insurance premiums rise each year. Why? Well, insurers increase rates because of inflation. They have to keep up with the rising costs associated with repairing or replacing homes. Still, though,...Read More

22Sep
4 Things To Keep In Mind About Home Insurance

4 Things To Keep In Mind About Home Insurance

For a lot of people, the home has become a lot more important in 2020 thanks to spending so much more time in it due to the COVID-19 pandemic. Some people even work from home now, so the house has become both a residence and a workplace. For many,...Read More

14Sep
What Homeowners Insurance Coverages Do You Need For A Mobile Home

What Homeowners Insurance Coverages Do You Need For A Mobile Home

Mobile homes are growing in popularity. Modern mobile homes are rich with features, affordable, and can move with you. If you own or are looking to own a mobile home, it’s important to understand what homeowners insurance coverages...Read More

11Sep
With Past And Recent Wildfires, Californians Should Make It A Point To Invest In Homeowners' Insurance

With Past And Recent Wildfires, Californians Should Make It A Point To Invest In Homeowners' Insurance

Sometimes, a homeowner's insurance policy will cover the damage to a dwelling and other structures on a property up to its term limits. It can be useful for rebuilding buildings, replacing belongings, and paying for temporary lodging. If wildfire...Read More

10Sep
Creating A Home Inventory List For Insurance

Creating A Home Inventory List For Insurance

It’s one of those tasks you have to do but you keep telling yourself that you will go over it tomorrow. The next thing you know, you’ve gone a year without taking stock of the items in your home.  A household inventory or a home...Read More