12Apr
How Can You Save More Money on Homeowners Insurance?

How Can You Save More Money on Homeowners Insurance?

Are you one of the many homeowners who are hesitant to get homeowners’ insurance because of the costs? Lucky you, there are actually ways you can lower down the costs of your insurance, such as:  Shop Around The key to finding the best...Read More

7Apr
The Basics of Homeowners Insurance for Your Seasonal Home

The Basics of Homeowners Insurance for Your Seasonal Home

If you have a seasonal home, you must ensure that you have all the right coverage in the case of an accident or incident. This is especially true if your seasonal home will sit vacant for extended periods of time, and there is no one there to check...Read More

1Apr
4 Ways To Lower Your Home Insurance Premiums

4 Ways To Lower Your Home Insurance Premiums

Anyone that wants to own a home is not legally required to get home insurance, but most people will for two reasons. The first is that it's a reasonable safety precaution that provides a little financial peace of mind. However, perhaps more...Read More

31Mar
Things To Do When Reviewing Your Homeowners Insurance

Things To Do When Reviewing Your Homeowners Insurance

Home maintenance and safety are not a one-time thing. Homeowners need to make a continuous effort to prevent any issues.   Aside from taking security measures, having a homeowner's insurance policy can protect you against financial...Read More

30Mar
How To Shop For Homeowners Insurance

How To Shop For Homeowners Insurance

Owning your own house is a major life achievement. Your home is arguably one of the most important assets you can have. It helps ensure your financial independence, as well as your family’s future economic stability. Given its significance,...Read More

29Mar
6 Ways to Cut the Cost of Homeowner Insurance

6 Ways to Cut the Cost of Homeowner Insurance

Homeowner's insurance is something we must have. However, have you ever stopped to see just how much money your current homeowner's insurance policy is costing you? It could be costing you more than it should. Here are 6 ways to cut the cost of...Read More

26Mar
How To Switch Homeowners Insurance Companies

How To Switch Homeowners Insurance Companies

Whether you are unhappy with your coverage, your high premiums, or the lack of customer service, you may want to switch insurance companies. Insurance is a very competitive market, so you may be able to find better coverage at a lower rate if you...Read More

12Mar
Why Insurance Is Essential For Homeowners

Why Insurance Is Essential For Homeowners

Becoming a homeowner is still one of the best ways to ensure you and your family’s long-term financial stability. Homeownership frees you from the burden of rent. On top of that, your house and lot also serve as financial assets that can...Read More

11Mar
Is Ice Damaging Your Home?

Is Ice Damaging Your Home?

The winter season can be a busy one for homeowners and their insurance providers. With unprecedented freezing weather, ice, and snow across the United States throughout these first couple months of 2021, many are learning just how important the...Read More

5Mar
Homeowners Insurance Tips For Millennials

Homeowners Insurance Tips For Millennials

Owning a home is a major life milestone. It is also a big investment and responsibility. Naturally, you would want to protect it as much as possible. Don’t treat your homeowners' insurance as a mere requirement for your mortgage—take it...Read More

1Mar
How To Pick The Best Homeowners Insurance Company For Your Needs

How To Pick The Best Homeowners Insurance Company For Your Needs

Homeowners insurance is the best investment you can make to protect your home. Depending on the homeowners insurance policy you select, you can protect your home against everything from thefts to utility failures to natural disasters. However, when...Read More

26Feb
Challenges That May Be Hiding In Your Homeowners Insurance Policy

Challenges That May Be Hiding In Your Homeowners Insurance Policy

No matter what kind of contract you sign, it is important to make sure to read all the fine print ahead of slapping your signature on it. This is also true when it comes to signing your name to a new homeowner's insurance policy. Today, we will go...Read More

12Feb
What You Need To Know About Flood Insurance

What You Need To Know About Flood Insurance

Your homeowners insurance policy will typically come with a number of different coverages, but one that’s not typically found on your standard policy is flood insurance. This occurs for a few reasons, and many homeowners are surprised to learn...Read More

5Feb
Protect Your Home From Winter Damages

Protect Your Home From Winter Damages

Winter comes around each year and with it all of the damages that it can bring to your home. Winter can be one of the most damaging seasons of the year when it comes to wear and tear on your home, and it’s important to have a homeowners...Read More

1Feb
Does My Homeowner's Insurance Cover The Plumbing?

Does My Homeowner's Insurance Cover The Plumbing?

If you have a home, you know the importance of having the right homeowner's policy. However, many people fail to read between the lines and discover that something they thought was covered actually isn't. So, before purchasing a homeowner's...Read More

28Jan
Why You Need Homeowners Insurance

Why You Need Homeowners Insurance

Becoming a homeowner is a strong sign of economic and social security and mobility. Not only is your home valuable in a financial sense, but it’s also an invaluable personal asset. It allows you to provide shelter for yourself and your family....Read More

14Jan
Keep Home Burglaries At Bay With These Suggestions

Keep Home Burglaries At Bay With These Suggestions

Home burglaries happen all too often in the United States. Thieves break into peoples' houses to steal electronics, paintings, and jewelry. They also target cash, guns, and sculptures. The bottom line is that these trespassers take anything they...Read More

13Jan
How To Avoid Holiday Disasters This Year

How To Avoid Holiday Disasters This Year

The holiday season is supposed to be festive and fun. Even with the pandemic in full swing, people are gearing up for Christmas and New Year's Day. Most are trying to celebrate safely and prevent all of 2020 from becoming a wash. Besides wearing...Read More

7Jan
Will Auto Insurance Cover A Stolen Vehicle?

Will Auto Insurance Cover A Stolen Vehicle?

Car theft has been on the rise in 2020 and this has caused a lot of people to become concerned that their vehicle will be targeted next. As a result, many vehicle owners are wondering if theft is covered by their auto insurance policy. Auto...Read More

1Jan
How to Avoid These Common Holiday Disasters

How to Avoid These Common Holiday Disasters

The holidays are upon us, and we are scrambling to get ready while trying to remain holly, jolly, and cheerful. Well, our preparation for the holidays shouldn't stop with the gifts, the holiday plans, or the dinner menu. It should also include...Read More

28Dec
Do You Need A 4-Point Inspection On Your Older Home?

Do You Need A 4-Point Inspection On Your Older Home?

A 4-point inspection is typically done on an older home ahead of homeowners insurance renewal. It is also done if you are in the process of purchasing an older home. A 4-point inspection is requested as part of the underwriting process. It is a...Read More

22Dec
3 Services That May Help You Avoid Filing Home Insurance Claims

3 Services That May Help You Avoid Filing Home Insurance Claims

Homes are some of the most expensive investments people make in their lifetime. The costs for houses, condos, and townhomes vary from place to place. However, according to Reader's Digest, the national median price was $218,000 in 2018. That is a...Read More

14Dec
Make Sure Your Home Insurance Policy Is Up To Date For These Reasons

Make Sure Your Home Insurance Policy Is Up To Date For These Reasons

This year has been chaotic, to say the very least, with COVID-19, murder hornets, and a presidential election like no other. Hurricane season was also extremely busy. Gulf Coast states were ravaged by what seemed like one named storm after another....Read More

11Dec
Five Tips To Help You Save Money On Homeowners Insurance

Five Tips To Help You Save Money On Homeowners Insurance

Homeowners insurance provides a lot of value for the money. Your family, home, and possessions are protected and you can enjoy peace of mind. Although it is worth every penny, especially in a crisis, saving money is never a bad thing. If...Read More

7Dec
How The Right Home Insurance Policy Lessens Financial Risk

How The Right Home Insurance Policy Lessens Financial Risk

To protect our finances, we need to take certain measures that will ensure our financial security for the years to come. After all, we know that the future is unpredictable. When it comes to protecting your financial assets and your family, we have...Read More

1Dec
Limit Damage To Your Home With These Tips

Limit Damage To Your Home With These Tips

Some people purchase home insurance because they have to. This is usually because their mortgage company requires them to do so. Others obtain policies because they want to protect themselves when disasters strike. They do not want to be on the...Read More

26Nov
Homeowner's Insurance and Your Dog: What You Need to Know

Homeowner's Insurance and Your Dog: What You Need to Know

According to the American Society for the Prevention of Cruelty to Animals (ASPCA), nearly half of the households in the United States have a dog or a cat. As pet owners, we treat our canines and felines like family; however, the insurance company...Read More

23Nov
5 Misconceptions About Home Insurance

5 Misconceptions About Home Insurance

More people are thinking about homeownership rather than renting in challenging times like the COVID-19 pandemic. A minor exodus of sorts is occurring in some cities as more people, tired of living in smaller condo and apartment spaces without the...Read More

13Nov
What You Need To Know About Getting A Homeowners Insurance Policy Before Moving Into Your New Home

What You Need To Know About Getting A Homeowners Insurance Policy Before Moving Into Your New Home

Once you have bought a property and are already at the closing stage, your mortgage lender will provide you with a list of requirements you should complete. Those include obtaining title insurance and getting a homeowners insurance policy for your...Read More

11Nov
Homeowner's Insurance Covers More Than Just the Home

Homeowner's Insurance Covers More Than Just the Home

If you own a home, you have homeowner's insurance to cover the home and the property inside. However, there are additional benefits you will find when you purchase the right homeowner's policy for your home. Replacement Costs If you add this kind of...Read More

6Nov
Securing Your Second Home With The Right Insurance

Securing Your Second Home With The Right Insurance

Do you have an investment property or vacation home in addition to your primary residence? Then you probably already know how important it is to have the right homeowners insurance in place to protect your investment. Purchasing a second home is a...Read More

3Nov
Should You Get Home Insurance With A High Or Low Deductible?

Should You Get Home Insurance With A High Or Low Deductible?

Many people never have to file claims with their home insurance providers. They are the lucky ones who do not have to deal with floods, thefts, fires, and other disasters in their lifetime. In other cases, homeowners are not quite as fortunate. They...Read More

2Nov
3 Scenarios That Could Lead To Homeowners' Insurance Claims

3 Scenarios That Could Lead To Homeowners' Insurance Claims

A homeowners insurance policy is a great thing to have. It pays for damages to the property when disasters occur. Policyholders must pay their deductibles, and then insurers take care of the expenses. The coverage provides people with peace of...Read More

27Oct
4 Things You Should Know About Home Insurance

4 Things You Should Know About Home Insurance

Unlike auto insurance, home insurance is not something that is legally required for you to get if you want to buy a home. However, choosing not to obtain home insurance is something you can only pragmatically do if you don’t need a mortgage...Read More

22Oct
What Is The Difference Between Actual Cash Value And Replacement Cost?

What Is The Difference Between Actual Cash Value And Replacement Cost?

When you purchase homeowners insurance, you’re going to run into a lot of industry jargon. Making sense of those terms and understanding their definitions are crucial to ensuring that you get the right policy for your needs. You’ll also...Read More

14Oct
The Most Common Causes Of Homeowners Insurance Claims In Winter

The Most Common Causes Of Homeowners Insurance Claims In Winter

There is something distinctly magical about winter weather, but there’s also some danger in it as well. Those sparkling icy trees might look enchanting when lit up by the sun, but that enchantment quickly goes away when one of those branches...Read More

13Oct
Put Together A Fall Checklist To Save You From Making Homeowners Insurance Claims

Put Together A Fall Checklist To Save You From Making Homeowners Insurance Claims

Each season comes along with specific homeowners' insurance claims typically found most in that particular season. You’re not going to see hurricane-related claims in April, and you’re far less likely to see tornado related claims in...Read More

7Oct
Six Ways To Save Money On Your Homeowners Insurance

Six Ways To Save Money On Your Homeowners Insurance

Homeowners' insurance is necessary to protect your home against risks. However, sometimes this monthly expense can be difficult for homeowners to manage. Fortunately, there are some things you can do to help keep your homeowners' insurance costs...Read More

2Oct
Homeowner's Insurance and What Happens When You Refinance Your Mortgage

Homeowner's Insurance and What Happens When You Refinance Your Mortgage

If you have decided to refinance your mortgage, you will be paying off your old loan with a new loan for better terms and a lower interest rate. Mortgage refinancing can often save a homeowner money in the long term and help them reach their goal of...Read More

1Oct
What is the Difference Between Condo Insurance and Homeowner's Insurance?

What is the Difference Between Condo Insurance and Homeowner's Insurance?

Condos are often purchased, rather than rented. But did you know that a condo owner can't purchase homeowner's insurance for their property? There is a difference between condo insurance and homeowner's insurance, and it is important to understand...Read More

25Sep
Ways To Lower Your Home Insurance Premiums

Ways To Lower Your Home Insurance Premiums

People should expect to see their homeowners' insurance premiums rise each year. Why? Well, insurers increase rates because of inflation. They have to keep up with the rising costs associated with repairing or replacing homes. Still, though,...Read More

22Sep
4 Things To Keep In Mind About Home Insurance

4 Things To Keep In Mind About Home Insurance

For a lot of people, the home has become a lot more important in 2020 thanks to spending so much more time in it due to the COVID-19 pandemic. Some people even work from home now, so the house has become both a residence and a workplace. For many,...Read More

14Sep
What Homeowners Insurance Coverages Do You Need For A Mobile Home

What Homeowners Insurance Coverages Do You Need For A Mobile Home

Mobile homes are growing in popularity. Modern mobile homes are rich with features, affordable, and can move with you. If you own or are looking to own a mobile home, it’s important to understand what homeowners insurance coverages...Read More

11Sep
With Past And Recent Wildfires, Californians Should Make It A Point To Invest In Homeowners' Insurance

With Past And Recent Wildfires, Californians Should Make It A Point To Invest In Homeowners' Insurance

Sometimes, a homeowner's insurance policy will cover the damage to a dwelling and other structures on a property up to its term limits. It can be useful for rebuilding buildings, replacing belongings, and paying for temporary lodging. If wildfire...Read More

10Sep
Creating A Home Inventory List For Insurance

Creating A Home Inventory List For Insurance

It’s one of those tasks you have to do but you keep telling yourself that you will go over it tomorrow. The next thing you know, you’ve gone a year without taking stock of the items in your home.  A household inventory or a home...Read More