An unfortunate reality is that your home will break down and require repairs as time goes on. The best way to avoid homeowner’s insurance claims for your home is to keep up with these repairs and needs in order to keep your home as structurally sound as possible. Staying on top of these improvements means getting to them before they become an obvious “need”, but how do you know what needs to be done and what can wait until next season or next year?
Checking and inspecting various facets of your home is a great way to see what needs work and what may be able to wait, and some repairs are more common or popular in spring than others. Looking through the list of top home improvements or repairs to make during the spring gives you an excellent place to start.
Where To Start
Taking a look at the core group of home improvements often made in spring gives you your starting line. Some of these home repairs and improvements to make this season to ensure your home is kept include:
1. Replace your gutter systems – Your gutter systems help to keep your home safe from leaks, flooding, and mold growth, but only if your gutters are able to do their job. Springtime is the perfect season to replace your gutter systems, have your gutters cleaned, or have them professionally inspected to ensure they are able to catch water and whisk it away from your home as they should.
2. Make roofing repairs – The winter season is a rough one on your roof, and when the spring weather finally breaks through it’s the perfect time to have your roofing system addressed. A professional should come out to inspect your home’s roof, make any necessary repairs, or replace the roofing system if necessary. This ensures one of your home’s most important structures is sound and able to keep the elements from making their way inside. A roofing system failure may result in flooding and structural damage leading to huge homeowner’s insurance claims.
3. Foundation repairs – Foundation cracks can occur as the soils shift during the cold winter season, leaving you with a compromised foundation which could be serious to the structure of your home. Cracking a foundation can lead to flooding and leaks, but when severe enough also leads to the weakening of your home’s very structural soundness. The springtime is the best time to have your foundation assessed and ensure your home’s foundation remains in a healthy state.
Insuring Your Biggest Investment
For most Americans, the home is the family’s single biggest investment. In order to keep your home protected a homeowner’s insurance policy is necessary when the worst occurs. Even when homes are kept well throughout the years, catastrophes can happen and it’s your homeowner’s insurance policy that will keep you covered. To learn more about homeowner’s insurance and what you can do to keep your home protected, contact our professional agents today at Panorama.