Boats are absolutely lovely—they allow you to explore the seas in both style and comfort. Not everyone has one, so consider yourself lucky if you own a boat you can jump into and set sail in anytime.  Whether it’s for personal or...Read More

Some people choose to drive around without auto insurance, but they really shouldn't. Heck, for that matter, lots of folks get behind steering wheels without licenses, but that is a topic for another time. There is no telling when an accident will...Read More

Auto insurance is mandatory across the United States, except for in Virginian and New Hampshire. As such, there are countless insurance agencies vying for peoples' business. It can be quite challenging for a person to find the perfect one for them....Read More

For most people, 2020 can't come to an end soon enough. For one, this Atlantic Hurricane Season has been the busiest ever, and it does not appear to be slowing down. Thankfully, Californians don't usually have to deal with named storms. However,...Read More

When you need to have the right commercial auto insurance in place for your business, the policy you get will depend heavily on the liability limits you choose, the type of vehicle you are insuring, and the motor vehicle reports of all the drivers...Read More

Property owners in the United States are not strangers to thefts and burglaries. Criminals sometimes break into their homes and steal everything, but the kitchen sinks. On other occasions, they sneak into garages or sheds and take things that don't...Read More

People buy houses for different reasons. For some consumers, the ventures stop them from having to pay rent monthly for places that they will never own. Others elect to purchase homes when they are ready to start families, as they want their kids to...Read More

Insurance companies do not sell directly to the public. Instead, they work with an agent that represents their company. Until recently, these agents only worked with one insurance company. However, now there are independent agents that work with all...Read More

It is no secret that the world is in a somewhat dangerous place right now. Race and racial issues have taken center stage in the United States as of late. When the movement first began, things were a bit rowdy, to say the least. Some people set...Read More

California is not called the Golden State without reason. With over 840 miles of coastline and around 290 days of sunshine, it is no wonder that boating is such a popular sport. In fact, California is the number one state for boating...Read More

Simply put, umbrella insurance is a secondary type of liability insurance coverage that covers your personal liability over the standard liability that you have in your regular homeowner's insurance policy. Umbrella insurance allows for coverage on...Read More

Auto accidents can be complicated, and so auto insurance needs to cover a lot of possibilities to make sure you don’t lose a lot of money in a collision or other accident.  That’s why auto insurance comes in several varieties, each...Read More

People used to buy fire insurance for their homes, but these days the policies are called “homeowner’s insurance.”  That’s because homeowner’s insurance covers all the different kinds of disasters a home can face...Read More

Homeowner’s insurance premiums are a regular payment you have to live with.  Even if you don’t think insurance is worth the regular payments, the bank that gave you the mortgage to buy your home probably thinks otherwise, and most...Read More

There are a few basic questions that everyone must ask themselves before they decide on which homeowner's insurance policy they should buy. These same questions are also helpful if it is time to renew your current insurance policy. You always want...Read More

Nobody wants to experience a house fire. Yet, things happen from time to time, and flames can wreak havoc on one's home. Unfortunately, there typically is not any way to tell when an incident may occur. Why? Well, because there are all sorts of...Read More

Many people across the nation do not take out homeowners' insurance policies. That is, providing that they don't have a mortgage. Then, the coverage is mandatory. Why don't folks that own their houses outright like to spend the money on the extra...Read More

Choosing car insurance is one of the most important decisions you will make once you have purchased your new vehicle. Make sure it is a good one by looking at the options that are available to you. It is vital that you have a policy that will...Read More

Today’s choices for automobile insurance are overwhelming. One company offers multiple discounts, one good driver rates, one ensures the uninsurable, the list goes on and on. The bottom line is that the amount of insurance you pay for your...Read More

Everyone loves getting a new car. Doesn’t matter if you drive it off the showroom floor or find that affordable pre-owned that is just what you were looking for. What we don't love is having to get insurance. For many of us, it is confusing,...Read More

Many tenants may not really be sure about renter's insurance and many who do, often feel it is not worth the money. What is really a shame is that most people don’t understand the benefits that come with renters insurance. And yet, renters...Read More

A basic homeowners' insurance policy is an excellent choice for limiting one's risks for particular incidents that come along with owning a home. The policyholder can file a claim when certain issues arise, pay his or her deductible, and the...Read More

It is nice to have a homeowners' insurance policy as a safety blanket for when catastrophes strike. However, many people don't like to file claims. Why? Well, for one, doing so could result in an annual rate increase. Nobody wants to spend more...Read More

The short answer to this question is yes; persons should invest in homeowners' insurance if they have the means and are able. Why? Well, for one, an individual never knows when a natural disaster might strike. Hurricanes and other storms seem to be...Read More

The answer to this question is both yes and no. Why? Well, if a person owns the home outright, the coverage is optional. It is still a good idea to purchase a policy, as it protects one's property and valuables, depending on what plan or...Read More

Most people don't like calling around for home, health, life, or auto insurance quotes, and who can blame them really? The person has to call company after company to discuss their particular situation. They have to talk to one stranger after the...Read More

There are lots of reasons why it makes sense to have a homeowners' insurance policy. However, perhaps the best reason is to avoid lawsuits. Premises liability is a part of the law that holds landowners responsible for most injuries that happen...Read More

Term life insurance is often also referred to as pure life insurance. It is insurance that guarantees the payment of a previously stated death benefit during a specified term. When that term expires, the policyholder will need to renew the policy to...Read More

Having an emergency fund in place is one of the smartest things you can do when it comes to managing your personal finances. It is good to have when life surprises you with those unexpected expenses, so you don't always have to worry about your...Read More

As adults, we need to consider buying a life insurance policy, especially if we own a home, have a spouse and kids, and other financial liabilities. We don’t want to have to worry about the financial burden we will be putting our loved ones in...Read More