15Apr
Essential Tips For First Time Auto Insurance Buyers

Essential Tips For First Time Auto Insurance Buyers

Whether you have a brand new vehicle or bought it second-hand, owning your first car is always special. It’s a milestone that provides you with mobility and greater responsibility. Part of that responsibility is making sure you’re...Read More

9Apr
Common Reasons Why Home Insurance Rates Increase

Common Reasons Why Home Insurance Rates Increase

Affordability is among the most important factors that many homeowners consider when purchasing a home insurance policy. However, insurance rates are usually adjusted depending on the changes to a policyholder’s risk landscape.   Various...Read More

2Apr
Umbrella Insurance Means Even More Peace Of Mind

Umbrella Insurance Means Even More Peace Of Mind

Insurance is supposed to provide peace of mind during the good times and some financial support during the bad times. In some cases, such as homeownership, it’s not strictly legally required. In other cases, like automobile use, the majority...Read More

24Mar
Five Reasons To You Should Invest In Umbrella Insurance

Five Reasons To You Should Invest In Umbrella Insurance

When purchasing a home or auto insurance for you and your family, you should consider investing in umbrella coverage. Umbrella insurance is a type of coverage that is activated when your other coverages are insufficient to meet a claim. It also...Read More

9Mar
Why Insurance Should Matter To You

Why Insurance Should Matter To You

With the increased uncertainty in our local and global economies, quality of healthcare, and other public services, we need to take steps to ensure our long-term stability. A big part of establishing security for yourself and your family is making...Read More

2Mar
3 Types Of Insurance You May Want To Get Or Upgrade This Year

3 Types Of Insurance You May Want To Get Or Upgrade This Year

Nothing is certain when it comes to the weather. Each year storms seem to get more severe, and it is anybody's guess as to what the temperatures will do. Just take a look at this most recent arctic blast. It sent freezing conditions, ice, and snow...Read More

24Feb
What Diabetics Should Know About Life Insurance

What Diabetics Should Know About Life Insurance

Many people feel that affordable life insurance for people with diabetes simply does not exist. In the United States alone, it is estimated that 34.2 million people have diabetes. This comes down to roughly 1 in 10 people. It is definitely a health...Read More

9Feb
Financial Relief from COVID-19

Financial Relief from COVID-19

We are still in the throws of the coronavirus pandemic, and people are feeling its effects worldwide. Small business cash flow has also been interrupted due to these events and is causing a fair amount of stress and anxiety for individuals and...Read More

2Feb
Steps To Take To Regain Control Of Your Life

Steps To Take To Regain Control Of Your Life

In these very uncertain times, it helps to know that there are things we can do to grab the reins and take back control over our own life. To help you with this, we have a few steps you can take to regain control and secure a more financially stable...Read More

26Jan
Why Being Insured Matters More Than Ever

Why Being Insured Matters More Than Ever

This past year has been anything but ordinary. Almost everything that could go wrong went wrong. Most people have found themselves uncertain about their long-term social and economic stability. While no one likes to think about bad things,...Read More

11Jan
What Is The Difference Between ACV and RC?

What Is The Difference Between ACV and RC?

When purchasing an insurance policy, it is important to fully understand your coverages. That way you can make sure that your interests are protected by the policy. One of the key things you need to understand is the claims process and what happens...Read More

4Jan
Thinking About Insurance In Your 20s and 30s

Thinking About Insurance In Your 20s and 30s

Growing up is hard. In your 20s and 30s, you’re usually coming to terms with your personal finances. You may be worried about several things to pay off: rent, mortgage, utilities, educational loans, and credit card debt. The last thing you may...Read More

24Dec
The Most Common Misconceptions About Auto Insurance

The Most Common Misconceptions About Auto Insurance

Purchasing a car can be exciting. However, finding the best insurance is challenging for many. Understanding the ins and outs of auto insurance can be hard, especially for first-time policyholders. Additionally, there are a lot of misconceptions...Read More

9Dec
Finding The Right Cyber Liability Insurance

Finding The Right Cyber Liability Insurance

Most, if not all, businesses are using computers nowadays. The device has become integral to sending, receiving, and storing data. These may include tax records, sales projections, and other business-related information.   Cyber...Read More

2Dec
What Millennials Need To Know About Life Insurance

What Millennials Need To Know About Life Insurance

If you are in your 20s or 30s, you might have dealt with multiple life insurance offers before. You ask yourself, “What’s the big deal?” After all, you should not be thinking about that sort of thing right now since you are in the...Read More

27Nov
Why Is Auto Insurance Higher In California Than Tome States?

Why Is Auto Insurance Higher In California Than Tome States?

Car insurance is just one of those things motorists need to drive legally. That is unless they reside in Virginia or New Hampshire. However, most people reading this probably live in The Golden State. Here, coverage is required by law. When drivers...Read More

10Nov
Do You Need Flood Insurance?

Do You Need Flood Insurance?

These days, the USA, like the rest of the world, is mostly focused on the ongoing concerns of the COVID-19 global pandemic. Unfortunately, while that’s the primary threat the world as a whole is facing right now, it’s not the only...Read More

26Oct
What You Need To Know About Boat Insurance In California

What You Need To Know About Boat Insurance In California

Boats are absolutely lovely—they allow you to explore the seas in both style and comfort. Not everyone has one, so consider yourself lucky if you own a boat you can jump into and set sail in anytime.  Whether it’s for personal or...Read More

9Oct
People Who Get Into These Kinds Of Crashes Will Be Happy They Have Auto Insurance

People Who Get Into These Kinds Of Crashes Will Be Happy They Have Auto Insurance

Some people choose to drive around without auto insurance, but they really shouldn't. Heck, for that matter, lots of folks get behind steering wheels without licenses, but that is a topic for another time. There is no telling when an accident will...Read More

8Sep
What Consumers Should Look For In A Car Insurance Company

What Consumers Should Look For In A Car Insurance Company

Auto insurance is mandatory across the United States, except for in Virginian and New Hampshire. As such, there are countless insurance agencies vying for peoples' business. It can be quite challenging for a person to find the perfect one for them....Read More

1Sep
Obtain Homeowners Insurance Before It Is Too Late

Obtain Homeowners Insurance Before It Is Too Late

For most people, 2020 can't come to an end soon enough. For one, this Atlantic Hurricane Season has been the busiest ever, and it does not appear to be slowing down. Thankfully, Californians don't usually have to deal with named storms. However,...Read More

28Aug
Understanding Commercial Auto Insurance Rates

Understanding Commercial Auto Insurance Rates

When you need to have the right commercial auto insurance in place for your business, the policy you get will depend heavily on the liability limits you choose, the type of vehicle you are insuring, and the motor vehicle reports of all the drivers...Read More

25Aug
Things To Do After A Burglary When Filing A Homeowner's Insurance Claim

Things To Do After A Burglary When Filing A Homeowner's Insurance Claim

Property owners in the United States are not strangers to thefts and burglaries. Criminals sometimes break into their homes and steal everything, but the kitchen sinks. On other occasions, they sneak into garages or sheds and take things that don't...Read More

24Aug
Steps For Homeowners To Take Now That Could Make Their Lives Easier Later

Steps For Homeowners To Take Now That Could Make Their Lives Easier Later

People buy houses for different reasons. For some consumers, the ventures stop them from having to pay rent monthly for places that they will never own. Others elect to purchase homes when they are ready to start families, as they want their kids to...Read More

11Aug
The Top Six Benefits Of Working With An Independent Insurance Agent

The Top Six Benefits Of Working With An Independent Insurance Agent

Insurance companies do not sell directly to the public. Instead, they work with an agent that represents their company. Until recently, these agents only worked with one insurance company. However, now there are independent agents that work with all...Read More

29Jul
Protect Your Place Of Worship With Church Insurance

Protect Your Place Of Worship With Church Insurance

It is no secret that the world is in a somewhat dangerous place right now. Race and racial issues have taken center stage in the United States as of late. When the movement first began, things were a bit rowdy, to say the least. Some people set...Read More

9Jun
Boating Insurance: What You Need To Know

Boating Insurance: What You Need To Know

California is not called the Golden State without reason. With over 840 miles of coastline and around 290 days of sunshine, it is no wonder that boating is such a popular sport. In fact, California is the number one state for boating...Read More

10Feb
What is Umbrella Insurance and Do I Need It?

What is Umbrella Insurance and Do I Need It?

Simply put, umbrella insurance is a secondary type of liability insurance coverage that covers your personal liability over the standard liability that you have in your regular homeowner's insurance policy. Umbrella insurance allows for coverage on...Read More

6Jan
What Kinds Of Coverage Do You Get From Auto Insurance

What Kinds Of Coverage Do You Get From Auto Insurance

Auto accidents can be complicated, and so auto insurance needs to cover a lot of possibilities to make sure you don’t lose a lot of money in a collision or other accident.  That’s why auto insurance comes in several varieties, each...Read More

3Jan
Whats The Best Amount Of Homeowners Insurance

Whats The Best Amount Of Homeowners Insurance

People used to buy fire insurance for their homes, but these days the policies are called “homeowner’s insurance.”  That’s because homeowner’s insurance covers all the different kinds of disasters a home can face...Read More

1Jan
4 Ways To Get Better Homeowners Insurance Premiums

4 Ways To Get Better Homeowners Insurance Premiums

Homeowner’s insurance premiums are a regular payment you have to live with.  Even if you don’t think insurance is worth the regular payments, the bank that gave you the mortgage to buy your home probably thinks otherwise, and most...Read More

30Dec
Questions to Ask Before Purchasing Home Insurance

Questions to Ask Before Purchasing Home Insurance

There are a few basic questions that everyone must ask themselves before they decide on which homeowner's insurance policy they should buy. These same questions are also helpful if it is time to renew your current insurance policy. You always want...Read More

26Dec
Useful Tidbits About Fire Damage And Homeowners Insurance

Useful Tidbits About Fire Damage And Homeowners Insurance

Nobody wants to experience a house fire. Yet, things happen from time to time, and flames can wreak havoc on one's home. Unfortunately, there typically is not any way to tell when an incident may occur. Why? Well, because there are all sorts of...Read More

23Dec
What Homeowners Insurance Can Do For You

What Homeowners Insurance Can Do For You

Many people across the nation do not take out homeowners' insurance policies. That is, providing that they don't have a mortgage. Then, the coverage is mandatory. Why don't folks that own their houses outright like to spend the money on the extra...Read More

23Dec
What Is The Best Insurance For Your New Car

What Is The Best Insurance For Your New Car

Choosing car insurance is one of the most important decisions you will make once you have purchased your new vehicle. Make sure it is a good one by looking at the options that are available to you. It is vital that you have a policy that will...Read More

20Dec
What Determines The Cost Of Your Auto Insurance

What Determines The Cost Of Your Auto Insurance

Today’s choices for automobile insurance are overwhelming. One company offers multiple discounts, one good driver rates, one ensures the uninsurable, the list goes on and on. The bottom line is that the amount of insurance you pay for your...Read More

19Dec
Five Things You Need To Know When Buying Auto Insurance

Five Things You Need To Know When Buying Auto Insurance

Everyone loves getting a new car. Doesn’t matter if you drive it off the showroom floor or find that affordable pre-owned that is just what you were looking for. What we don't love is having to get insurance. For many of us, it is confusing,...Read More

18Dec
Everything You Need To Know About Renters Insurance

Everything You Need To Know About Renters Insurance

Many tenants may not really be sure about renter's insurance and many who do, often feel it is not worth the money. What is really a shame is that most people don’t understand the benefits that come with renters insurance. And yet, renters...Read More

17Dec
What Is Supplemental Homeowners Insurance

What Is Supplemental Homeowners Insurance

A basic homeowners' insurance policy is an excellent choice for limiting one's risks for particular incidents that come along with owning a home. The policyholder can file a claim when certain issues arise, pay his or her deductible, and the...Read More

13Dec
Tips To Help Prevent You From Having To File A Homeowners Insurance Claim

Tips To Help Prevent You From Having To File A Homeowners Insurance Claim

It is nice to have a homeowners' insurance policy as a safety blanket for when catastrophes strike. However, many people don't like to file claims. Why? Well, for one, doing so could result in an annual rate increase. Nobody wants to spend more...Read More

12Dec
Should You Invest In Homeowners Insurance

Should You Invest In Homeowners Insurance

The short answer to this question is yes; persons should invest in homeowners' insurance if they have the means and are able. Why? Well, for one, an individual never knows when a natural disaster might strike. Hurricanes and other storms seem to be...Read More

11Dec
Is Homeowners Insurance Mandatory

Is Homeowners Insurance Mandatory

The answer to this question is both yes and no. Why? Well, if a person owns the home outright, the coverage is optional. It is still a good idea to purchase a policy, as it protects one's property and valuables, depending on what plan or...Read More

10Dec
Have This Information Handy When Calling Around For Homeowners Insurance Quotes

Have This Information Handy When Calling Around For Homeowners Insurance Quotes

Most people don't like calling around for home, health, life, or auto insurance quotes, and who can blame them really? The person has to call company after company to discuss their particular situation. They have to talk to one stranger after the...Read More

9Dec
Dont Be Left Without A Homeowners Insurance Policy When Injuries Happen On Your Property

Dont Be Left Without A Homeowners Insurance Policy When Injuries Happen On Your Property

There are lots of reasons why it makes sense to have a homeowners' insurance policy. However, perhaps the best reason is to avoid lawsuits. Premises liability is a part of the law that holds landowners responsible for most injuries that happen...Read More

6Dec
The Basics of Term Life Insurance

The Basics of Term Life Insurance

Term life insurance is often also referred to as pure life insurance. It is insurance that guarantees the payment of a previously stated death benefit during a specified term. When that term expires, the policyholder will need to renew the policy to...Read More

4Dec
How Having an Emergency Fund on Hand Can Help Lower Insurance

How Having an Emergency Fund on Hand Can Help Lower Insurance

Having an emergency fund in place is one of the smartest things you can do when it comes to managing your personal finances. It is good to have when life surprises you with those unexpected expenses, so you don't always have to worry about your...Read More

3Dec
What to Look for in a Life Insurance Policy

What to Look for in a Life Insurance Policy

As adults, we need to consider buying a life insurance policy, especially if we own a home, have a spouse and kids, and other financial liabilities. We don’t want to have to worry about the financial burden we will be putting our loved ones in...Read More